Academy Bank ATM check deposit limit

Q: How many checks can you deposit at ATM?

Most banking institutions dont have any type of deposit limits on their ATMs. Banks encourage the use of these machines as it doesnt require them to pay someone a wage. Yet, a transaction can still be completed. ATM machines are designed to accept deposits and checks for just about any amount.

All FAQs

Table of Contents Show

What You Need to Know
How do I deposit a check with Academy Bank?
Is there a limit on depositing checks?
Can I deposit a check in an ATM?
How many checks can you deposit at ATM?

What is mobile check deposit?

With our Digital Banking mobile app, you can take a picture of the front and back of your check to make a deposit from your iPhone® or Android™ smartphone or tablet. You can only access this feature by downloading the Academy Bank mobile app.

Which devices or phones currently allow mobile check deposit?

You can make a mobile check deposit if your iPhone® or Android™ device meets the following criteria:

iOS 4.0 and above or Android™ OS 2.1 and above
All devices require a camera.
The minimum image resolution requirement is 1600 pixels x 1200 pixels. This means the device camera spec must be a minimum of 2mp. While images with lower resolution may pass the image quality verification, they may also be rejected more often.
Android™ devices must also have autofocus.

BlackBerry smartphones are not currently supported.

What is the cut-off time for mobile check deposit?

7:00 p.m. CT, Monday through Friday is the deposit cut-off time. If submitted after 7:00 p.m. or on a non-business day or holiday, your deposit will be processed the next business day. All deposits are subject to verification and are not available for immediate withdrawal. There may be deposit limits and restrictions that apply.

What check types are accepted with mobile check deposit?

Our mobile check deposit accepts the following types of checks:

Personal and business checks
Cashier's checks
Government/Treasury checks
Checks must come from a U.S. bank and be in U.S. dollars.

We cannot accept checks made payable to a third party. Please only submit checks that have been made payable to you.

How do I make a deposit using the mobile app?

Log in to Digital Banking. Click on Deposit a Check within the mobile app. Then select the account and the amount to deposit, and then follow the onscreen instructions to take a picture of the front and back of your check.

Please note that mobile deposits must be endorsed with the following information:

'For Academy Bank Mobile Deposit'
Account Number
Name

Is mobile check deposit safe and secure?

Yes, mobile check deposit offers the same level of security you have with Digital Banking on your desktop. The images of your checks are never stored on your mobile phone for added protection.

When will my mobile check deposit funds be available?

The funds availability schedule you received upon account opening (or that we otherwise have made available to you) will generally apply to mobile check deposits. However, in our sole discretion, we may delay funds availability from any mobile check deposit. If we delay funds availability from your deposit, we will notify you by email at the email address you use for Digital Banking. You can update your email address anytime by logging into Digital Banking and going to Settings > Security Preferences or to Settings > Alerts to manage the email address(es) on your account.

Are there any fees for mobile check deposit?

You can deposit checks for free anytime, anywhere using our Digital Banking app on your phone or tablet. However, message and data rates charged by your mobile phone carrier may apply.

The Safe Spending Account from Armed Forces Bank offers you the convenience and flexibility you need for daily personal banking without Overdraft fees. Plus, you'll have free access to online banking, mobile deposit1, bill pay and account alerts3.

Armed Forces Bank clients can also bank at over 70 Academy Bank locations and deposit cast at over 4,000 Walmart locations at the register. In addition you'll have free access to 30,000+ ATMs though our MoneyPassNetwork2.

Open Now

Applying typically takes 10 minutes or less.

Features

mobile-check

Free mobile check deposit1

overdraft-protection

No Overdraft Fees
Also No Account Activation, Closure
Dormacy, or Low Balance Fees

pen

No fee money orders for existing clients

atm

Free, unlimited access to 30,000+ MoneyPass® Network2 ATMs — find one with our mobile app or the MoneyPass® site

wallet

Cash2DebitTM - add cash to your account from any Walmart location at the cashier4

What You Need to Know

There is a $25 opening deposit requirement.
There is a $5 monthly recurring service charge.
Paper checks are not included with this account. You have an option to purchase paper checks at any time.
If you choose to receive paper statements a $2.00 paper statement fee will apply.
When using Cash2Debit™ to make a cash deposit using your debit card at a Wal-Mart cashier, a $4.95 per transaction fee may apply.
In-network ATMs are free and out-of-network ATM fees are only $2.50.

Open Now

Applying typically takes 10 minutes or less.

How do I deposit a check with Academy Bank?

Is there a limit on depositing checks?

For check deposits over $5,525, banking laws and regulations allow for exceptions to the rules on availability of funds. These exception holds may be applied to any checks (including official or government-issued checks) to any account where the aggregate amount of the checks deposited on a banking day exceeds $5,525.

Can I deposit a check in an ATM?

When making a deposit, simply insert cash or checks and the ATM does the rest. The ATM scans your checks, counts your bills, and totals them on screen.

How many checks can you deposit at ATM?

Most banking institutions don't have any type of deposit limits on their ATMs. Banks encourage the use of these machines as it doesn't require them to pay someone a wage. Yet, a transaction can still be completed. ATM machines are designed to accept deposits and checks for just about any amount.

academy bank atm check deposit limit