With our Digital Banking mobile app, you can take a picture of the front and back of your check to make a deposit from your iPhone® or Android™ smartphone or tablet. You can only access this
feature by downloading the Academy Bank mobile app. You can make a mobile check deposit if your
iPhone® or Android™ device meets the following criteria: BlackBerry smartphones are not
currently supported. 7:00 p.m. CT, Monday through Friday is the deposit cut-off time. If submitted after 7:00 p.m.
or on a non-business day or holiday, your deposit will be processed the next business day. All deposits are subject to verification and are not available for immediate withdrawal. There may be deposit limits and restrictions that apply. Our mobile check deposit accepts the following types of checks: We cannot accept checks made payable to a third party. Please only submit checks that have been made payable to you.
What is mobile check deposit?
Which devices or phones currently allow mobile check deposit?
What is the cut-off time for mobile check deposit?
What check types
are accepted with mobile check deposit?
How do I make a deposit using the mobile app?
Log in to Digital Banking. Click on Deposit a Check within the mobile app. Then select the account and the amount to deposit, and then follow the onscreen instructions to take a picture of the front and back of your check.
Please note that mobile deposits must be endorsed with the following information:
- 'For Academy Bank Mobile Deposit'
- Account Number
- Name
Is mobile check deposit safe and secure?
Yes, mobile check deposit offers the same level of security you have with Digital Banking on your desktop. The images of your checks are never stored on your mobile phone for added protection.
When will my mobile check deposit funds be available?
The funds availability schedule you received upon account opening (or that we otherwise have made available to you) will generally apply to mobile check deposits. However, in our sole discretion, we may delay funds availability from any mobile check deposit. If we delay funds availability from your deposit, we will notify you by email at the email address you use for Digital Banking. You can update your email address anytime by logging into Digital Banking and going to Settings > Security Preferences or to Settings > Alerts to manage the email address(es) on your account.
Are there any fees for mobile check deposit?
You can deposit checks for free anytime, anywhere using our Digital Banking app on your phone or tablet. However, message and data rates charged by your mobile phone carrier may apply.
The Safe Spending Account from Armed Forces Bank offers you the convenience and flexibility you need for daily personal banking without Overdraft fees. Plus, you'll have free access to online banking, mobile deposit1, bill pay and account alerts3.
Armed Forces Bank clients can also bank at over 70 Academy Bank locations and deposit cast at over 4,000 Walmart locations at the register. In addition you'll have free access to 30,000+ ATMs though our MoneyPassNetwork2.
Open Now
Applying typically takes 10 minutes or less.
Features
mobile-check
Free mobile check deposit1
overdraft-protection
No Overdraft Fees
Also No Account Activation,
Closure
Dormacy, or Low Balance Fees
pen
No fee money orders for existing clients
atm
Free, unlimited access to 30,000+ MoneyPass® Network2 ATMs — find one with our mobile app or the MoneyPass® site
wallet
Cash2DebitTM - add cash to your account from any Walmart location at the cashier4
What You Need to Know
- There is a $25 opening deposit requirement.
- There is a $5 monthly recurring service charge.
- Paper checks are not included with this account. You have an option to purchase paper checks at any time.
- If you choose to receive paper statements a $2.00 paper statement fee will apply.
- When using Cash2Debit™ to make a cash deposit using your debit card at a Wal-Mart cashier, a $4.95 per transaction fee may apply.
- In-network ATMs are free and out-of-network ATM fees are only $2.50.
Open Now
Applying typically takes 10 minutes or less.