American National Bank of Texas checking account

Personal Checking

Find an account that fits the bill. And is tailored for personal finances. Help Me Decide

Find an account that fits the bill. And is tailored for personal finances. Help Me Decide

Pick Your Perfect Checking Account

Choose from a variety of checking options––from Free eChecking to our Premium Checking––designed for your lifestyle and preferences. And with every ANBTX account you’ll always get the personal financial service you expect  from your local community bank. Prefer to bank from home or on-the-go? No problem. Our digital banking provides you with access anytime, anywhere with our free online and mobile tools. 

Free eChecking

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MyChoice Checking

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MOST POPULAR

DirectPlus Checking

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Premium Checking

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Account Description and Features
How does it work?A simple account with no monthly service fees and the convenience and security of electronic statements. A traditional account with a low monthly service fee (of $4.95) available for customers who prefer to receive paper statements

An account for customers who use monthly direct deposit or have reached 55 years of age. The monthly fee is waived by electing electronic statement enrollment.

An interest-bearing account for those who keep higher account balances or have multiple ANBTX bank relationships. Monthly fee is waived when minimum balance requirements are met.

Requirements to open account

- -

Maintain direct deposit OR be at least 55 years of age

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Statements

Electronic Paper Electronic or Paper Electronic or Paper
Monthly service fee $0 $4.95

$2.95 or $0

$15.00 or $0

How to waive the monthly service fee

- - Electronic statement enrollment

$1,500 account daily balance OR $15,000 average ledger balance in combined deposit accounts

Earns Interest

- - -

Yes - Interest is earned when the daily collected balance is $5,000 or more

Free checks

- - 1 box per year 2 boxes per year

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All Personal Checking Accounts Come With:

  • Free online and mobile banking
  • Debit card access
  • Optional overdraft services
  • Minimum opening deposit of $50

Let's Talk Digital

Enjoy these free digital features with every personal checking account. Access your accounts at your convenience, anytime and anywhere.

American National Bank of Texas checking account

Online Banking

Stay informed and in control––view balances and transactions, make transfers, pay bills, and more––from your desktop.

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American National Bank of Texas checking account

Mobile Banking

Manage your money on-the-go with banking that's to-go. Enjoy all the features and services from your mobile device.

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American National Bank of Texas checking account

Mobile Deposit

Deposit checks from your mobile phone or tablet––simply take a picture of the front and back of your check and click.

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American National Bank of Texas checking account

Bill Pay

Make paying bills hassle-free. Schedule one-time or recurring payments and pay your bills exactly when they’re due.

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Open an Account Today

American National Bank of Texas checking account

Applying is fast and easy! Simply gather the following information and we'll have you ready to go in ten minutes:

  • Government issued ID, Drivers License, State ID, or Passport––with current address
  • Your complete physical and mailing addresses
  • Social Security Number
  • Date of Birth
  • $50 minimum opening deposit

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How Can We Help?

Contact us to learn more about our personal checking accounts.

Is American National bank of Texas A good bank?

The American National Bank of Texas receives an excellent consumer satisfaction score based on comparatively few consumer complaints brought to the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.

Does American National bank have free checking?

For those who just need a simple solution for accessing their finances, our Basic Checking option has no minimum balance and no monthly service fees. Gain access to a powerful mobile banking application and free eStatements with just a $50 deposit.

Does American National bank of Texas use Zelle?

It's easy — Zelle® is already available within ANBTX's mobile banking app and online banking within Bill Pay! Check our app or sign-in online and follow a few simple steps to enroll with Zelle® today.

What is the minimum balance for Bank of America checking account?

Bank of America Core Checking Account has a $12 Monthly Maintenance fee which is waived with at least 1 direct deposit of $250 each month or maintain a minimum daily balance of $1,500 or more.