Loan Rates
Auto Rates
New Autos | Up to 36 months | As low as 2.74% |
Financing 37 - 48 months | As low as 2.99% | |
Financing 49 - 60 months | As low as 3.24% | |
Financing 61 - 72 months | As low as 3.49% | |
Financing over 73 months | As low as 3.74% | |
Used Autos | Up to 36 months | As low as 3.74% |
Financing 37 - 48 months | As low as 3.99% | |
Financing 49 - 60 months | As low as 4.24% | |
Financing 61 - 72 months | As low as 4.49% | |
Financing over 73 months | As low as 4.74% | |
High Mileage Used Autos | Up to 36 months | As low as 4.74% |
Financing 37 - 48 months | As low as 4.99% | |
Financing 49 - 60 months | As low as 5.24% | |
Financing 61 - 72 months | As low as 5.49% | |
Financing over 73 months | As low as 5.74% | |
Clean Slate | Up to 48 months | 17.99% |
Right Path - New | Up to 60 months | 9.99% |
Right Path - Used | Up to 60 months | 9.99% |
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APR - Annual Percentage Rate
New vehicles are up to 5 years old and up to 30,000 miles. Used vehicles are less than 10 years old and between 30,001 and
99,999 miles. High mileage vehicles are over 100,000 miles or over 10 years old.
Rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors.
All advertised rates are subject to change without notice.
Last Modified: September 23rd, 2022
Recreational Use Vehicle, RV, & Boat Rates
Recreational use vehicles include motorcycles, sport bikes, dirt bikes, ATVs, UTVs, tractors, and golf carts.
New Recreational Use Vehicle | Up to 36 months | As low as 6.24% |
Financing 37 - 48 months | As low as 6.49% | |
Financing 49 - 60 months | As low as 6.74% | |
Financing 61 - 72 months | As low as 6.99% | |
Financing over 73 months | As low as 7.24% | |
Used Recreational Use Vehicle | Up to 36 months | As low as 7.24% |
Financing 37 - 48 months | As low as 7.49% | |
Financing 49 - 60 months | As low as 7.74% | |
Financing 61 - 72 months | As low as 7.99% | |
Financing over 73 months | As low as 8.24% | |
New Boat/Watercraft | Up to 36 months | As low as 6.74% |
Financing 37 - 48 months | As low as 6.99% | |
Financing 49 - 60 months | As low as 7.24% | |
Financing 61 - 72 months | As low as 7.49% | |
Financing over 73 months | As low as 7.74% | |
Used Boat/Watercraft | Up to 36 months | As low as 7.74% |
Financing 37 - 48 months | As low as 7.99% | |
Financing 49 - 60 months | As low as 8.24% | |
Financing 61 - 72 months | As low as 8.49% | |
Financing over 73 months | As low as 8.74% | |
New RV | Up to 36 months | As low as 7.74% |
Financing 37 - 48 months | As low as 7.99% | |
Financing 49 - 60 months | As low as 8.24% | |
Financing 61 - 72 months | As low as 8.49% | |
Financing 73 - 120 months | As low as 8.99% | |
Financing 121 - 180 months | As low as 9.74% | |
Used RV | Up to 36 months | As low as 8.74% |
Financing 37 - 48 months | As low as 8.99% | |
Financing 49 - 60 months | As low as 9.24% | |
Financing 61 - 72 months | As low as 9.49% | |
Financing 73 - 120 months | As low as 9.99% | |
Financing 121 - 180 months | As low as 10.74% |
Home Equity Line of Credit
HELOC - Variable | 10 year draw | As low as 5.00% |
HELOC - Fixed Rate | 5 year draw | As low as 6.50% |
APR - Annual Percentage Rate. All rates are subject to change without notice.
*Terms and conditions apply. Up to 95% LTV or $100,000.
"As Low As" rates listed above are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without notice. See a Branch
Representative for more details.
Last Modified: September 23rd, 2022
Mortgages
1st Mortgage | 10 year / 15 year | Call for up-to-date rates |
Second Mortgage | Up to 120 months | Call for up-to-date rates |
1st Time Home Buyer | 30 year | Call for up-to-date rates |
Unimproved Property | Up to 120 months | Call for up-to-date rates |
Adjustable Rate Mortgage (ARM) | 5/5 ARM | Call for up-to-date rates |
APR - Annual Percentage Rate
As Low As rates listed are our best rates based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors. All advertised rates are subject to change without notice.
Other Loans
Personal Loan | Up to 48 months | Rates starting at 9.90% |
Personal Line of Credit | As low as 9.25% | |
Credit Builder Loan | 12 months | 10.99% |
Platinum VISA | Rates as low as 9.90% | |
Business Loans | Call 1.800.922.4403 |
*APR - Annual Percentage Rate. Cards are subject to credit approval. Carolina Foothills Federal Credit Union reserves the right to change any of the above credit card rates at any time. Rates listed are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without
notice.
Last Modified: Septemeber 23rd, 2022
Top of the Line Lending
Our lenders are local, they live and work in the Upstate, they’re your neighbors and your friends. They’re 5-star rated and trained to make sure you have payments you can afford at a rate you’ll love. Credit Life, Joint Credit Life, and Credit Disability Insurance are available on all Carolina Foothills loans that give you and your family peace of mind. Never bounce a check again with our Overdraft Protection. We’ll cover the check, and you won’t incur any insufficient funds fees! We get it, life happens, that’s why we look at the whole picture and not just your credit score. We take into account many factors when making loan decisions, so don’t let your credit score be a barrier to applying!
Debt Protection
Protection when it matters… We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
Life
Terminal Illness
Accidental Dismemberment
Hospitalization
Family Medical Leave
Loss of Life of a Dependent
Disability
Involuntary Unemployment
To begin, please fill out a claim form at by clicking here .
If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union