Small Business Stories
Reflections from Local Business Owners in the Shenandoah Valley
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Checking & Savings - No Monthly Fees
Low minimum balances and free checking and savings give you options for personal and business accounts. Personal | Business
Credit Cards With VIP Perks
Our low interest credit card options allow you make purchases anywhere in the world and get rewarded for shopping. Personal | Business
Great Loan Rates & Options
We work with you to get the loan you need with the payment plan you can afford. Personal | Business
Keep up to date with the latest F&M news and community activities!
Welcome to F&M
The people at F&M Bank create value in every service we offer and product we sell. From comprehensive personal and commercial banking to loan options for individuals and businesses, our team is committed to building brighter futures in the community we call home.
Mark Hanna
President and CEO
Why should I switch banks?
What are the current rates?
How do I schedule an appointment?
Easy Deposits On The Go
Process deposits securely through our online banking platform.
Transfer Funds In Seconds
Conveniently pay bills, send money to a friend, and transfer money within your account from your phone or tablet.
Banking In Your Pocket
Manage your accounts from anywhere in the world on any device.
Download Our App
“
One of the best decisions we made
at Barren Ridge Vineyards was to select
F&M Bank as our financial partner.
- Barren Ridge Vineyards
Read All Testimonials
“
F&M Bank was the financial institution
to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc
We Love
F&M Bank
“
One of the best decisions we made at Barren Ridge Vineyards was to select F&M Bank as our financial partner. We have found F&M Bank to be everything a local bank should be: a bank that heard our story and believed in and supported our vision.
- Barren Ridge Vineyards
Read All Testimonials
We Love
F&M Bank
“
Nielsen was searching for a new bank to partner with long term for our financing, cash management and investment advisory services and we were pleased that F & M Bank was the financial institution to best handle our needs.
- John W. Morsch
Chief Financial Officer
Nielsen Builders, Inc
Events
Sep
23
Fri
Protect your identity and shred your documents for free at F&M Bank North Augusta!
Events may end early if the Shred-It truck reaches full capacity. Limit 5 boxes/bags per customer
Oct
14
Fri
Protect your identity and shred your documents for free at F&M Bank Broadway!
Events may end early if the Shred-It truck reaches full capacity. Limit 5 boxes/bags per customer
Recent News
August 29, 2022 Buying a home in Virginia is an exciting process that you have probably been looking forward to for years. If you are a first-time homebuyer, the process…
August 24, 2022 F&M Bank – Farmers & Merchants Bank Names New Chief of Development and New Chief Credit Officer For Immediate Release | Timberville,…
August 4, 2022 Timberville, VA. August 4, 2022 - F&M Bank, a subsidiary of F&M Bank Corp, increased its employees’ starting wages from $15 to $20 per hour,…Guide to VHDA Mortgages for First-Time Homebuyers
F&M Bank – Farmers & Merchants Bank Names New Chief of Development and New Chief Credit Officer
F&M Bank Announces 33% Increase in Starting Wages