Forest Area Credit Union mortgage rates

Table of Contents Show

Certificate Rates
Savings Rates
Money Market

As a member at Forest Area Federal Credit Union, you’ll always have access to our best rates. Browse our rates below and see which one is right for you!

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Certificate Rates

Effective Tuesday, July 19, 2022

Certificate Term (3) (7)	APY(2)	Minimum Deposit
3M Share Certificate	0.150%	$500
6M Share Certificate	0.150%	$500
12M Share Certificate	0.30%	$500
24M Share Certificate	0.40%	$500
36M Share Certificate	0.50%	$500
48M Share Certificate	0.60%	$500
60M Share Certificate	0.80%	$500
6 M Youth Share Certificate	0.30%	$500
12M Youth Share Certificate	0.60%	$500
36M IRA	0.50%	$500
48M IRA	0.60%	$500
60M IRA	0.80%	$500

Rates are subject to change or end without notice.

Savings Rates

Effective Tuesday, July 19, 2022

Account Type(3) (6)	APR(2)	Minimum Deposit	Minimum Balance
Traditional IRA	0.50%	$0.00	$0.00
Roth IRA Shares	0.50%	$0.00	$0.00
Regular Shares	0.100%	$0.00	$10.00
Regular Shares	0.150%	$0.00	$500.00
Regular Shares	0.200%	$0.00	$2,500.00
Sub Shares	0.100%	$10.00	$10.00
Sub Shares	0.150%	$10.00	$500.00
Sub Shares	0.150%	$10.00	$2,500.00
Christmas Club (8)	0.350%	$10.00	$10.00

Rates are subject to change or end without notice.

Money Market

Effective Tuesday, July 19, 2022

Account Type(3) (6)	APR(2)	Minimum Balance	Maximum Balance
Under $2,499	0.15%	$0.00	$2,499
$2,500-$24,999	0.20%	$2,500	$24,999
$25,000-$99,999	0.25%	$25,000	$99,999
$100,000 or more	0.30%	$100,000

Rates are subject to change or end without notice.

Loan Rates

Effective Monday, June 6, 2022

Loan Rates (Auto)(3)	APR rates as low as(1)
New Auto Loans	3.00% – 48 months 3.20% – 60 months 3.60% – 78 months
2017 – 2022 Used Auto	3.00% – 48 months 3.20% – 60 months 3.60% – 78 months
2012 – 2016 Used Auto	4.35% – 48 months 4.85% – 60 months
2011 & Older Used Auto	6.25% – 48 months

Loan Rates (Other)(3)	APR rates as low as(1)	Terms/Information
Titled Recreational Vehicles	3.52%	Fully amortizing terms of 120 months available for loan balances greater than $25,000 and 180 months available for loan balances greater than $50,000
Platinum Credit Card	9.90%	Apply for our Cash Back Rewards Visa card with $0 balance-transfer fees and low 1.9% APR for 6 months.
Unsecured loans $1,000 to $20,000	8.50%
Mortgage, Home Equity Loans & HELOC	Call for current rates.

Rates are subject to change or end without notice.

1) Rates disclosed are an Annual Percentage Rate (APR).
2) Rates disclosed are Annual Percentage Yield (APY).
3) Forest Area Federal Credit Union membership required.
4) Deposits are federally insured by the NCUA.
5) Forest Area Federal Credit Union is an Equal Opportunity Lender. 6) Rates are subject to change after account opening. 7) Penalties will apply for early withdrawals. 8) Maximum deposit of $5,000.