Get paid to answer text messages sugar daddy

Did you know there are more than a dozen job opportunities out there waiting for you to get paid to text flirt with men, and text chat for money on your mobile phone right now!

With all text chat jobs flexible enough to be done in your spare time, I’m here to tell you that you can get paid to talk to lonely men, text flirt, or just phone text chat with other people online.

As the title speaks for itself. I’ve compiled a list of get paid to text flirt, talk, and chat jobs that you can sign up for today and get Chexting (Chatting + Texting) in no time!

Also, are you worried about how you get paid for texting guys, how to avoid scams, and how to know if get paid to chat jobs are for you? Stop worrying!  In this article, I answer all your questions, and a lot more!

Related posts:

  • 14 Ways To Get Paid to Talk to Lonely People (2022 Guide!)
  • Get Paid To Be An Online Friend
  • Get Paid To Chat: Tricks To Make Money Talking Online

Quick Money Alert!

Did you know you can make money taking surveys with Survey Junkie? 

You can earn $3 – $7 per survey and its FREE to join! 

It takes less than 1 minute to sign up for Survey Junkie here, so you can start making extra money online now!

21 Platforms For You To Get Paid To Text Flirt And Chat Today:

Get paid to answer text messages sugar daddy

Get Paid To Text Flirt:

  1. ChatOperatorJobs
  2. Text121 Chat
  3. Chat Recruit
  4. FlirtBucks
  5. Lip Service 
  6. Mygirlfund
  7. Phrendly
  8. TexKings

Get Paid To Text Chat – Marketing, Research and Advertising:

  1.  McMoney
  2. The Free Eats Network
  3. Ispyplates 
  4. 1Q
  5. IMGR
  6. KGB

Get Paid For Text Chatting– Customer/Client Support Service:

  1.  JustAnswer
  2.  Fiver
  3.  Ginger.io 
  4.  Premium.Chat
  5.   Fibler 
  6. Working Solutions
  7.  Hummr

Disclaimer: Some of the links on here are affiliate links and I may earn if you click on them, AT NO EXTRA cost to you. Hope you find the information here useful! Thanks.

Related Posts On Getting Paid To Chat:

  • Get Paid to Chat Online
  • Get Paid to Be An Online Friend 
  • Get Paid to Give Advice
  • Get Paid to Talk to Lonely People

Note- If you like chatting and you speak English, you could very well get paid as an online teacher!

I started as an online teacher with NO experience and the online schools just needed someone to practice chatting in English with their students. No lesson plans or grammar corrections necessary! 

The best way to learn a language is to practice it, by chatting away with other people! 

If you are interested you can do a quick 120-hour online teaching course ( I did this one! ) and right after I started working as an online teacher, who got paid to chat in English!

Once you take the course, you can get hired by these online schools: 

  • 31 Best Online Teaching Platforms Hiring Now
  • 17 Online Schools Hiring Non-Native Speakers 
  • How To Become an Online Teacher In One Week
  • How I Earned $6,000 A Month As An Online Teacher 

8 Best Companies To Get Paid To Text Flirt In 2021

Get paid to answer text messages sugar daddy
Best Sites To Get Paid To Text Flirt

Listed below are the 8 best websites where men give you money for text chat with them.

You can do this online text chat job part-time or full-time, or perhaps even in your spare time:

*Disclaimer: This article will provide companies that will pay you to chat and keep it professional and also include a list of companies that will pay you to chat and flirt. 

I have not used the latter and reserve no judgment on what you want to do with your free time but please put your safety as your priority. I am merely providing you the resources so you can decide for yourself if you want to try it. 

1. ChatOperatorJobs

ChatOperatorJobs is a platform that hires women to talk to other men at a given fee.

You earn by texting and replying to clients through typed messages only and not through phone calls or webcams.

How Much Can You Earn?

You can earn $0.20 for each message you respond to with payments made through PayPal accounts.

How to Get Started?

You are required to be 23 years and older. If you qualify for this requirement, you can sign-up to earn by online text chat!

2. Text121 Chat

Text121 Chat is a chat operating business connecting skilled and qualified texting operators to companies in need of qualified persons in charge.

You are required to send a minimum of 1000 texts per month, with other roles including:

1. Text chat operator

2. Chat room moderator

3. Live stream moderator

How Much Can You Earn?

You can earn $0.07 per message, that means you can earn at least $700 per month!

How to Get Started?

As being one of the biggest adult chat operators in the US, the company has very strict policies when it comes to flirting online safely and sharing non-explicit texting.

Sign-Up here to get started.

3. Chat Recruit

Chat Recruit is a platform that involves women being paid to talk to men online through adult phone chat, adult cam, and psychic phone chat.

As this is a UK based company, you can get paid to talk chat uk offering your time to text message, voice call, and video call using Chat Recruit App “chat and earn money” to converse with clients.

How Much Can You Earn?

You can earn $2 per chat minute, with the option to get paid weekly, bi-monthly or monthly.

How to Get Started?

You need to:

1. Have a landline or mobile phone

2. Flexible time,

3. Have a PC or laptop with a high-quality webcam

4. Be 18 years and older.

Sign-Up here to get started.

4. FlirtBucks

FlirtBucks is a website that focuses on women talking to men using a console.

It offers paid incentives to women who enjoy socially interacting with men in a flirtatious and casual atmosphere whilst giving the opportunity to get paid to talk chat.

How Much Can You Earn?

As a chat hostess, you can earn according to how much effort you want to put in, with some making it a side income and a full-time job.

Based on the length of time a hostess stays active on the site, newbies can earn:

$0.10 per minute online text chat and $0.40 per minute video chat, with payments, made every 2 weeks through both cheque and Paypal.

How to Get Started?

When signing up to FlirtBucks,

To qualify as a chat hostess, you are required to:

1. Be 18 years and older,

2. Have official ID for age verification purposes

3. Have access to a computer with a functioning webcam

4. Have access to high speed internet

5. Have moderate typing skills

6. Be fluent in English

7. Have good conversational skills

8. Have an engaging personality.

If you are from the UK, good news here you can get paid to text chat uk jobs as the platform focuses on recruits from the US, UK, Canada, and Australia, but other recruits are welcome but not guaranteed.

5. Lip Service

Lip Service is an online marketplace connecting quality chatters to online chat agencies.

As this website is open to both genders, men working on this platform can also get paid to talk to lonely women for a given fee.

How Much Can You Earn?

Working as an online chat operator on this platform can earn you up to $18 per hour.

How to Get Started?

Currently, Lip Service only accepts women from the US and Canada that are 18 years and older only.

To Sign-Up, you need to fill and complete a pre-application form, submit your completed application and wait for approval and call from a Lip Service Text Chat Agent

6. MyGirlFund

Mygirlfund is a work from home chatting website for women to get paid to talk to lonely guys.

It provides a platform for men to interact with women via text and video chat, requiring the user to host live shows and replying to calls and text.

The website prohibits you from giving out personal information, guaranteeing your personal safety.

How Much Can You Earn?

Clients purchase credit from MyGirlFund and donate them to you.

In each given session, clients can donate anywhere from 50 – 100 credits or more depending on how generous they want to be.

With each credit worth $1, you can cash out through methods of direct bank transfer, to a mobile wallet or Skrill wallet and the physical cheque in the mail.

How to Get Started?

As easy as clicking the sign-up and following the steps as follows.

When getting started, you have to set up your profile using status updates, blogs, tags, offers, contents, and practically any means possible that can help market yourself.

7. Phrendly

Phrendly is a  platform for people to earn money by flirting via text chat audio or video calls.

You can use the website platform, or the smartphone app (only available for Android).

You can send texts,videos, and voice calls without the need of sharing your phone number or personal information. 

Also this company offersfree text chatcredits at the beginning which attracts lots of men who want to try out the platform, making it a popular site to start making money chatting with men.

How Much Can You Earn?

On Phrendly the one who starts a conversation is charged with  “sips” to start the conversation.

Each drink is equal to 20 sips which last around 6-8mintues. You will earn 0.35 per each chat you respond to.

Other options to earn money are through audio or video calls. Each call costs the clients $10 and needs to last a minimum of 8 minutes, where you keep the 70% and the company 30%.

Additionally, you can receive virtual gifts worth between $5 – $100, where you keep 90% of the total value!

How to Get Started?

Just click thejoin-in, fill in your email address, a display name, and a password.

You must be at least 18 years old and add a profile picture to use the app.

Also, all the personal information is never displayed, however, to sign up you need to provide to the company the following information:

  • Phone number
  • Real name
  • Location
  • Bank account
  • Mailing address.

8. TexKings

TexKings is a text chat job agency where women can get paid to be mobile text chat operators or phone operators.

Besides English-speaking countries like the United States or the United Kingdom, they have openings for various countries including France, Germany, Italy, and Spain. 

Making it a great place to apply for multilingual or non-English speaker chat operators. 

How Much Can You Earn?

For text chat operators you will receive a minimum amount of messages per month, and gain around €0.6-€0.12 per message. 

There are also bonuses for good performance where you can get between ‎€25 to ‎€125.

On the other hand, if you are a phone operator (only in english) you will get paid $15 to $24 per hour.

How to Get Started?

You must be 18 years old or within the mature age of consent in your country with a legit ID to apply.

Then click the apply button of your language and fill in your name, email address, age, and if you have chat experience. 

If you are applying to be a text chat operator you need to have the capacity to type 25 WPM.But, if you apply to be a phone operator, you need to have a sexy female voice, a reliable internet connection and the ability to speak about adult issues freely.

Other Companies That Pay You To Text Chat

Marketing, Research, And Advertising

Get paid to answer text messages sugar daddy
Get Paid To Mobile Text Chat Jobs

As the name suggests, these jobs mostly require you to have your mobile phone connection, and you’re ready to earn passive income.

Get Paid To Receive Texts Apps:

9. McMoney

McMoney is an android app that helps companies save hundreds of thousands of dollars on aimless marketing campaigns by verifying its new users to test and improve their SMS marketing to all around the world.

All that’s required of you is to have an android phone, switched on and ready to receive texts.

That’s it! For each text you receive, you earn in return.

How Much Can You Earn?

Users can earn $0.05 per text which will gradually add up over time providing great passive income!

How to Get Started?

By installing the app on your android phone, signing up is for free.

As the app doesn’t require you to text, you just gotta make sure your phone is ready and able to receive.

There is a limit to how many users can join in a specific area, so it’s worth checking out before getting excited about earning easy passive income.

10. The Free Eats Network

The Free Eats Network is a platform that shares a lot of similarities to McMoney which you can do at almost any time.

All it asks of you is to have your mobile handset switched on and available to receive marketing tests from large companies wherever you are.

How Much Can You Earn?

The pay rates aren’t to die for as the company only sends 2 messages a week but there’s really no harm earning money for practically doing nothing.

You earn $0.25 per text received, which works out to be $24 a year, that’s good pocket change if you ask me!

Requires you to have a Paypal account for money to be directly transferred to your account.

How to Get Started?

By registering your phone number, you consent to receive random ads and links from companies and are ready to start earning passively.

11. Ispyplates

Ispyplates is a platform again similar to the first two, with a small difference being that the app is compatible with most mobile phones

This company pays its users to receive text messages all over the US without the user even having to open the text message.

How Much Can You Earn?

This platform doesn’t really mention their pay rate but reading reviews from current users say they earn between $200 – $300 per month!

And on top of that, they even pay you to refer a friend.

How to Get Started?

To sign-up, you can register your mobile number and start earning already. And, if you feel like you’ve had enough, you can unsubscribe any time.

Get Paid To Send Texts Apps:

12. 1Q

1Q is a platform that requires users to answer and respond to quick short surveys, questionnaires, coupons, and offers.

In order to get paid to text your answers, you are required to instantly reply as soon as you receive a text.

How Much Can You Earn?

You can earn anywhere between $0.25 – $1.00 per response which you will be banked in directly to your PayPal account.

How to Get Started?                 

The app is compatible with both android and IOS.

By downloading the app:

1. You can sign-up to create an account with your Facebook or email.

2. Complete a quick demographic form to match you with companies that fit you.

And you’re ready to get paid by receiving texts!

13. IMGR

IMGR is an instant messenger platform that partners up with brands, incorporating small emojis and promotional messages into texts people send amongst friends and family.

To start earning, all you need to do is to collect points by sending text messages to another IMGR member which you can cash out once you’ve collected a minimum.

How Much Can You Earn?

Users earn from collecting points, by sending or receiving a branded message earns you 1 point.

Collecting 90 points earns you $1.

As points are not carried over month to month, it’s important for you to collect a minimum of 270 points equaling out to $3, if you want your cash to be directly transferred to your PayPal account.

Non-members are capped at $20 while members can make $40 a month.

How to Get Started?

This app is currently only available to iOS users only. If you’re an iOS user, you can sign-up and get started right away.

14. KGB

KGB, derived from the initials of the Russian secret intelligence agency. This platform pays its users (called Special Agents) to send and receive a text.

You are required to answer simple questions using text to help other companies.

How Much Can You Earn?

The company offers 2 kinds of payout rates:

1. Users can earn $0.05 for each automated answer built into the program.

2. Users can earn $0.10 for each researched answer replied

Which the company then deposits directly to your bank account.

How to Get Started?

To sign-up, this platform requires you to:

1. Provide Social Security Number for US citizens

2. Participate in a screening process

3. Have strong research and communication skills

Customer/Client Support Service

Get paid to answer text messages sugar daddy
Best Get Paid To Text Chat Apps

Listed below are platforms that offer users the opportunity to get paid to answer text message from clients seeking out answers to their questions:

15. JustAnswer

JustAnswer is a platform that provides answers to queries made by professionals from various backgrounds ranging from engineers, doctors, lawyers, mechanics, etc.

You are required to provide well researched, phrased, legitimate solutions and answers to questions related to your field of expertise.

How Much Can You Earn?

You can earn anywhere between $5 – $30 for every question answered, with a minimum requirement of $20 to cash out your money.

How to Get Started?

To sign-up, you are required to have good research skills and provide expert advice occasionally through phone chats and video chats.

It can be well worth your time if you end up doing this as a full-time hustle.

16. Fiverr

Fiverr is a marketplace for freelancers offering services at a given fee. This provides a great opportunity for individuals looking to offer text chat services.

By offering services called “gigs”, you can create a “text chat service”, specifying the services you offer as part of the package at a given fee:

1. Text message translation

2. SMS Marketing

3. Sending reminder text to clients

4. Sending motivational text

5. Selling texting advice

6. Informing new products for existing customers

How Much Can You Earn?

Services offered on Fiverr can be anywhere from $5 – $500 or more per gig.

Depending on your service fee and what it’s worth, you get to set your own rate. It would also help to do a bit of research for you to set a fair and competitive price.

How to Get Started?

By Signing-Up, you can create a seller’s account. Once created, you’re ready to create gigs allowing clients to see your page and the services you offer.

17. Ginger.io

Ginger.io is a platform that offers chat support to people suffering from anxiety and depression.

As a chat therapist and psychiatrist, your main aim is to provide help and advice to clients in need of mental support.

How Much Can You Earn?

Health Coaches can earn $20 per hour while an Emotional Wellness Coach can earn $21 per hour.

How to Get Started?

You are required to have credentials to back up your degree in the field of mental health.

You need to have a smartphone connected to a reliable connection as your main mode of communication will be through text, telephone therapy, and online video chat therapy.

Click to sign-up and earn from your mobile phone.

18. Premium.Chat

Premium.Chat is a platform for coaches, influencers, and advisors working in various fields offering consultations with clients, fans, and followers.

You can get paid to chat, consult, and answer questions posed by an audience.

How Much Can You Earn?

You can earn anywhere between $1 – $6 per text chat minute and $2 – $9 per live video chat minute with Premium.Chat taking a commission in between.

Cash-out your earnings through bank transfer and PayPal.

How to get started?

The sign-up process takes 3 minutes with no upfront fees or additional costs.

19. Fibler

Fibler is a platform that helps people find answers to their questions by connecting them with experts in various fields of expertise such as doctors, lawyers, coaches, etc. through one-to-one phone consultation at an affordable price.

Your main aim as an expert in a specific field is to help individuals get answers to their questions.

How Much Can You Earn?

Depending on your field of expertise, you can charge anywhere between $1 – $9 per voice call session, $2 – $15 per video call session $1 – $3 per text chat session with Fibler taking a commission in between.

Ultimately, you choose the rate you want to charge to your clients.

While keeping in mind, the higher you charge will result in fewer customers and the lower you charge will result in more customers.

Therefore, charging properly is crucial to how much you will earn. Doing a bit of research in your field of expertise will help you find the right rate.

All payments can be made through direct debits and PayPal.

How to Get Started?

Having some previous experience and some background expertise will help a great deal when providing consultation to clients.

If you feel like you’re qualified enough, sign-up and get started answering questions.

20. Working Solutions

Working Solutions is a platform similar to JustAnswer, offering jobs that will help companies with sales, customer, and technical support services.

Your main task will be to communicate and provide answers to customers’ queries and depending on the company, you might need to call instead of text.

How Much Can You Earn?

You can earn anywhere between $7 – $30 per talk hour.

How to Get Started?

Working Solutions requires individuals to have some previous experience in online chatting with solid communication skills and a professional manner.

21. Hummr

Hummr is a platform much similar to Fibler, helping to connect people that need simple questions answered to qualified experts.

By answering questions that relate to your field of expertise, you can choose to answer questions over text or video chat and get paid in return.

How Much Can You Earn?

The more answers you offer, the more customers you will attract. As you’re free to set your own rates, it’s practically up to you how much you earn for each provided answer.

How to Get Started?

To sign-up, download the app and set up an account for visitors to see the services you offer at a fee.

How Do I Get Paid To Text Guys?

Get paid to answer text messages sugar daddy
get paid to talk to lonely people

With a large demographic sector mostly comprised of men, it comes as no surprise for these platforms to cater and satisfy demands by providing text, chat, and flirt service to men online.

Most platforms generate revenues through these kinds of services, creating the need to hire individuals that are willing to get paid for sexting, to get paid to talk to lonely men, and get paid to text flirt is high in demand and on the rise.

Is It Safe To Make Money Flirting Online?

Get paid to answer text messages sugar daddy

To get paid to text chat sounds easy and doable, but still, you mustn’t forget that safety should be your number one priority.

Having some safety tips before signing-up will give you an idea of what to expect and how you can ensure your personal safety whilst being able to get paid to message online.

You are never obliged to do something you don’t feel comfortable doing and if you feel a service may jeopardize your image, safety, and reputation, you do have the choice to decline the offer or change the requirements according to your terms and conditions.

Although the list below will be plain common sense, it wouldn’t hurt to mention it anyway:

  1. Never reveal the location of where you live
  2. Never give out your personal information such as your phone number, home address, or social media accounts when you are chatting with a client.
  3. Read the terms and conditions of your employment
  4. Never use your real name
  5. Always chat inside the platform in order to protect your privacy.

Go with platforms that you feel more comfortable with.

And you should be ready and, on your way, to get paid to online text chat in no time!!

Flirting And Chatting With Men Online –  Is It For You?

As this is not  a job everyone can do, before trying to get paid for text chatting and flirting with men you should ask yourself some questions such as:

  • I am comfortable having sexual and flirting conversations with strangers online? 
  • Can I keep up a friendly and flirting conversation naturally with different men constantly?
  • Do I feel capable of setting clear boundaries and sticking to them in order to protect my privacy and emotional health?

Those are psychological and behavioral questions you should ask yourself before starting to chatting with men online to get paid.

Also, as this is a job, you need to check if you have the minimum requirements the majority of the companies require such as:

  • Fast reliable internet connection
  • The ability to answer phone text chats  fast
  • Enough time to acquire the minimum amount to get paid and make some extra money. 

If all I have mentioned sounds like something you can do, you are all set to apply for the best companies to get paid to text flirt! 

And, if not, check out the other text chat companies section where you can get paid to text chat without flirting.

How To Spot Scams When Getting Paid To Text Chat And Flirt

Get paid to answer text messages sugar daddy
Tips To Avoid Scams When Chatting With Men Online

It is important you are aware not all websites and mobile text chat apps are trustworthy, some signs that could indicate a company is not safe are: 

  • They ask you to pay to work 

Any companies that ask you to pay before working are not worth your time, the majority of these sites are just scam websites that hide behind the lie of “start-up” fees.

All the companies you work for should at least permit you to work for free, and if there are paid memberships try them out AFTER you test the site working for free. 

  • They don’t respect the work agreements

If a company does not comply with its work agreements, it is best to cut the working relationship as soon as possible.

This means they are not professional; paying you less than the agreement, delaying the paying date, or stop getting paid altogether without previous notice. 

  • They want you to work for free as a “test”

Avoid doing free work. If a company wants you to work for free as a text chat operator you should stay away from them, as these companies usually don’t want to hire, and only want to have your service for free.

BONUS TIPS 

Additionally, before working in any text chat companies be sure to read reviews about the company, if you can’t find any this is already a  red flag. 

Finally, always check that the website where you are signing up has an “https”  in its URL,which means it has a valid and secure certificate to protect the data you are putting on the platform!

Get Paid To Text Flirt FAQs

How Can I Get Paid To Text Someone?

In general, there are 3 kinds of ways you can get paid to text chat online:

1. Adult Chat Service (Flirting/Chatting) with platforms such as FlirtBucks or Mygirlfund.

2. Customer/Client Support Service (Answering Questions) with companies like JustAnswer or Hummr.

3. Marketing, Research, and Advertising (Receiving Texts and Sending Texts) using text chat apps as McMoney or Ispyplates.

Also, the use of mobile phones has become so widespread that it’s almost impossible to come across someone that hasn’t.

You’ll also be amazed to find out the amount of get paid to text apps out there providing hundreds of opportunities for you to earn solid cash in the comforts of your own home.

So, as for the earning text chat process, some ways you can earn while you text chat:

1. Earn by minutes

2. Earn by the hour

3. Earn by receiving texts

4. Earn from client tips

5. Earn for every accepted answer or advice given

Can I Get Paid To Flirt Online?

Yes, you can get paid for flirting online using legit sites such as Text121Chat or FlirtBucks where you will get paid to talk to lonely men. 

Also, if you are looking to get paid to text chat UK jobs,  Chat Recruit is a UK-based company where you can earn $2 per minute for chatting with men. 

The best part is that it’s completely free to join these websites, and start making cash today! 

How Much Money Can You Make Text Flirting?

You can earn from $0.07 per text (in Text121chat) to $18 per hour (in LipService). 

The rates vary based on the platform, and the time you put in. 

You can get started with one platform and once you get the hang of flirting online with men, move on to other platforms where you get paid better!

How Much Can You Make On FlirtBucks?

On FlirtBucks for text chat you can make $12 per day if you chat for a total of 120 min, and $18 after being active for 6 months on the platform.

However, you can also earn $48 per day if you video chat for a total of 120 min, and $60 after being active for 6 months on the FlirtBucks.

You can find more information about how the program works and how to apply here: FlirtBucks Hostess Program. 

Can I Get Paid To Be Someone’s Friend?

You can also get paid to mobile text chat and be an online friend! 

With sites such as Rent A Friendyou can offer Virtual Friend Services where you can phone text chat, and get paid for it!

So, if flirting is not your cup of tea or you would like to explore other options you can check my article Get Paid To Be An Online Friend where you will learn about this unique way of making money!

Conclusion 

Are you ready to get paid to text flirt and text chat with people online?

I hope this guide helped you find the best platform that suits your personality, and needs. Remember you don’t have to do anything you are not comfortable with! 

As you learned today if you don’t like text flirting there are other companies where you can get paid for mobile text chat without flirting with anyone. 

All in all these websites, and apps are a great opportunity if you are looking to make some extra cash in your free time! 

Related Posts On Making Money Online:

  • Get Paid To Read Emails Without Investment (11 Sites Hiring Now!)
  • Get Paid To Click Unlimited Ads (11 Sites Hiring Now!)
  • Get Paid To Read Books Aloud (17 Sites Hiring Now!)

21 Ways To Get Paid To Text Flirt, Talk And Chat In 2021 

What app pays you to respond to messages?

It's called ReSponda. ReSponda is a new app that pays you to respond to your messages. It not only gives you 100% commissions, but you can use it across all of your social media accounts. Users even set their own rates.

How can I make money by receiving text messages?

9 Ways to Earn Money with Text Messages.
Blogging..
Fibler..
AQA 63336..
McMoney..
Money SMS..

Can you get paid to talk to someone?

Phrendly. Phrendly is a company that allows you to text people from around the globe and get paid for it. Phrendly doesn't tolerate explicit content, but you can speak to clients at an adult level. So essentially, you can make money talking to lonely people, but at a friendship level.

How do you ask a guy for money through text?

8 Straightforward Steps to Ask a Guy for Money Through Text.
1 Be upfront about why you're asking..
2 Specify how much money you need..
3 Tell them when you need the money..
4 Suggest how to send you the money..
5 Note when you'll pay them back..
6 Put it in writing if you're asking for a large sum..