Is U.S. Bank in all 50 states?

In what states does U.S. Bank operate?

This question is about U.S. Bank Credit Cards

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How do I apply for a U.S. Bank credit card?

You can apply for a U.S. Bank credit card online, via the U.S. Bank mobile app, or by phone at (800) 872-2657. Alternatively, you can apply at a U.S. Bank branch. Once you submitted your application, it can take 7-10 business days to receive a decision.

Here’s how you can apply for a U.S. Bank credit card:… read full answer

• Online: To apply online, visit the U.S. Bank’s website, select the credit card you're interested in and then click on “Apply now.”
• Mobile app: You can also apply for a U.S. Bank credit card through the mobile app. Select Explore & apply at the bottom of the main dashboard. Then, review the credit cards available, select the desired card and choose “Apply”.
• Phone: To apply via phone, just call (800) 872-2657 and follow the prompts to get connected to a representative. You can also call them if you need assistance with your online application.
• U.S. Bank branch: You can apply at your nearest U.S. Bank branch during normal business hours.

U.S. Bank credit cards have different score requirements, so you might want to check your credit score before applying for one. Some of them offer rewards and promotional intro APR offers.

Lastly, you can take a look at our editors’ latest picks for the best U.S. Bank credit cards on the market to find one that best fits your needs.

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How can I check my U.S. Bank application status?

You can check your U.S. Bank credit card application status by calling customer service at (800) 947-1444 and providing your Social Security Number. This way, you’ll find out if your application is approved, denied, or pending.

In any case, it shouldn’t take much longer than a week to get a final decision. If you’re approved, your card will arrive in the mail within 7-10 business days of the decision being reached. If you’ve been denied, you’ll receive a letter explaining why.… read full answer

How to Check Your U.S. Bank Credit Card Application Status

1. Call the U.S. Bank credit card customer service at (800) 947-1444.
2. Choose the first option from the menu and enter your Social Security Number. U.S. Bank needs your SSN to locate your application.
3. The customer service rep will tell you if your application is pending, approved, or denied.

If your application is denied, you can call the U.S. Bank credit card reconsideration line at (800) 947-1444. Reconsideration lets you present your case to a credit analyst who can consider factors a computer algorithm might have missed as well as any relevant changes in your circumstances.

What to Consider Before Applying for a U.S. Bank Credit Card

For those of you who have yet to apply, there are a few things to be aware of. Perhaps most importantly, there are U.S. Bank credit cards for people with credit scores ranging all the way from bad to excellent. But they don’t all have U.S. Bank in their name. Many credit cards issued by U.S. Bank are co-branded, which means they’re named after the company or organization they’re affiliated with and often provide special benefits related to that group.

Plus, some offers are better than others for different types of people. It’s all about finding the card with the best terms for the types of transactions you plan to make which also gives you high odds of approval.

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