Although Chime offers a cash advance of up to $200, it really starts out with only a $20 advance or overdraft. Until you’ve built up your Chime account history to get more cash, what are other payday loans and cash advance apps that work with Chime? Show
The following financial apps can be connected to Chime and they offer advance that you can transfer to Chime. But to get it, sometimes you have to have a direct deposit coming in.
The good news is, that cash advance and payday loans apps offer more than just that and in fact, some of them are similar to Chime with features that they offer. But mostly, they’re a simpler version. Compare Todays Best Savings AccountsDave
To get a cash advance from Dave, you either have to set up a direct deposit to get up to $200 or link an external bank account like Chime to get up to a $100 advance. The size of the advance will also depend on:
You’ll also want to make sure you have received at least two qualifying direct deposits in order to request an advance. Step-by-step on how to request an advanceHere’s the breakdown:
How to connect Chime to Dave?
Cleo
Cleo is a saving and budgeting financial app that can also spot you up to $100 if you qualify. It also connects seamlessly to your Chime account. To qualify for an advance, you have to sign up for Cleo Plus ($5.99/m), set up your Cleo wallet, and connect a debit card. You can get between $20 and $100 in your account. To get it that same day, you’ll have to shell out $3.99, or you can get it for free in up to four days. You also have to pay your advance back in total before you take out a new one. And you can repay anytime between 3 and 28 days. How to qualify for Cleo advance?The app looks at your spending habits, cash withdrawals, missed payments, and other good and bad spending habits. All of this will affect if you can get the advance and how much. Say “Salary Advance” or “spot me” to Cleo in messenger, then hit the button that says ‘Spot me 🚀’, and you’ll know if you qualify for an advance. If you don’t qualify, Cleo will coach you towards qualifying. Cleo supports all the major US and UK banks, and Chime is one of them. Albert
Albert is also a banking, investing, and saving app that connects to Chime and can net you a $250 cash advance. Like other cash advance apps, you can get your cash instantly, but you have to pay for it ($4.99). Or you can get the money within three business days for free. To qualify for Albert advance, you need to have:
To ask for the advance, go to the app’s home screen and tap “Instant.” Follow the prompts to set up your account. Once you’ve been approved to advance cash, you can select an amount and delivery method. As long as you have a paycheck and have repaid your past advances, you can request up to 3 cash advances per pay period. You can repay the advance manually, or it will be done automatically on your next payday. How to connect Chime to Albert?To connect the two:
Compare Todays Best Savings AccountsIf you can’t find Chime there, you can add it manually as well. Empower
Empower offers four tiers of cash advances. From $25 to $250 cash advance. Let’s break down what the qualifications are for each of the four tiers. Base offer ($25)
Recurring paycheck ($50)
Paycheck at Empower ($100)
Repayment history ($250)
You can check to see whether or not you’re qualified when you tap on “Check eligibility now.” Each item under “Qualifications” shows whether you are qualified for that offer or not. How to connect Chime to Empower?Go to the Home page of your app and scroll down to the Accounts section and click on the + icon on the upper right. Empower uses Plaid to link external accounts to Empower. MoneyLion
MoneyLion’s cash advance is typically up to 15% of your anticipated recurring direct deposit amount, $250. If they can’t detect any recurring income, you’ll have access to a lower amount, with a minimum of $25. You can unlock higher amounts by setting up direct deposits into a RoarMoneySM account, by signing up for a Credit Builder Plus membership, or by completing certain tasks in your MoneyLion App to qualify for Boosts. In this case, your cash advance will be up to 30% of your recurring deposit or up to a maximum of $1,000. To request Instacash advances, tap Accounts on the Home screen of the MoneyLion App. You’ll find out in seconds if you qualify and how much you can get. To qualify for cash advance, your checking account must meet the following needs:
Alternatively, you can also qualify for Instacash advances by opening a RoarMoneySM account. To link your Chime account to MoneyLion, click “Add account” on Transfers screen. You can also link an account using the More Options menu from the Finances tab. Varo
Varo is at the bottom of this list because they charge up to $5 fee for taking out their max $100 cash advance. If you take out $75, the fee is $4, for $50, it’s $3, and $20 cash advance incurs no fees. But, they don’t charge a fee to get it instantly to your account like other fintechs do. You’ll qualify for Varo’s cash advance if:
How to connect Chime to Varo?To connect Chime to Varo account, do the following:
Does Earnin work with Chime?
Earnin is testing new ways to support our Chime users. Currently, this means Earnin is only allowing a small test group of Chime users to use Earnin. Does Brigit work with Chime?
Unfortunately, Brigit doesn’t work with Chime, Capital One, Net Spend, and Varo due to issues with maintaining connectivity. The bottom lineThere are good cash advance and payday loans apps on the market that accept Chime and can be easily connected to it. We found Dave, Varo, Albert, Cleo, Empower, and MoneyLion to work best in conjunction to Chime. Of course, the best would be if you didn’t have to rely on cash advances to make it through the week or month, but that’s a story for another time. For all the best digital banks on the US market, check out our overview.
Adrian Volenik is a fintech enthusiast who loves testing and reviewing digital banking apps and financial products in general. How many digital banking accounts can one man have? Not enough, if you ask Adrian. As his wallet will soon explode if he doesn’t cut back on the number of cards. Can you get a payday loan with Chime bank?Yes. Empower works with Chime so you can get a cash advance of up to $250 through the payday loan app.
What payday advances work with Chime?Payday Loans Apps That Accept Chime. Albert.. Empower.. MoneyLion.. What app will let me borrow money instantly?Cash advance apps like Earnin, Dave and Brigit let you borrow a small amount from your next paycheck before you receive it. This quick fix may be helpful if you need cash in an emergency, but look for cheaper options before you borrow from an app.
Which cash apps work with Chime?Cash Advance Apps that Work With Chime. Other cash advance apps like Dave that work with Chime.. Albert.. Empower.. MoneyLion.. |