Teachers Federal Credit Union Auto loan payment

A FREE, FAST, AND SECURE WAY TO PAY YOUR LOAN

Through Quick Pay, you can easily and securely make a payment on your Teachers loan using an account from another financial institution.* Access this free, third-party portal through your Teachers Online Banking, Mobile App or through Quick Pay. Register here for Quick Pay to make free payments.

By registering, your information will be saved making future payments even easier as well as giving you the option to set up recurring payments. 

Through Express Pay, you can make a one-time payment as a guest. This option charges a $2.00 service fee for each payment made. Click here to access Express Pay.  

If you have a recurring payment in place and want to make an additional payment, you can avoid the $2.00 fee by using one of the following 3 payment options:

  1. Internal transfer through Teachers Online Banking

  2. Visiting a Teachers branch or shared branch location 

  3. Mailing a check payable to the address below

Teachers Federal Credit Union
P.O. Box 9005
Smithtown, NY 11787

First-time registration: adding a new “Pay From” account and all one-time express payments will be required to go through a new account validation process. 

If you need assistance, please call 800-341-4333 x6780

*This payment option is not available for Credit Cards or HESC Student Loans. The payment will be reflected on your loan within 1-2 business days.

Auto Loans and the Teachers Difference

At Teachers, we prioritize people, not profit. This puts you at the center of our lending efforts. And when it comes to auto loans, we put you on the right track. Whether you need a loan for a new car, or need a better rate for your current auto financing, we guide you through a seamless process to help you get the best loan for your car needs.

Why apply for your car loan at Teachers? Here are just a few reasons:

Financing Stays Here

Our in-house professionals personally service all loans, meaning your paperwork—and loan—isn't shipped off to another institution. This end-to-end experience means you get the lending and service that you’ve been promised. We know exactly how to get the best rates, identify add-ons that provide you value, and quickly close your loan.

Application Convenience

Our quick and easy application process starts when and how you’d like. Conveniently apply online, or for personalized attention, visit a branch or schedule an appointment.

No Prepayment Penalties

Want to pay your loan off ahead of time or put a little extra toward your principal balance? No worries. Your Teachers auto loan has no prepayment penalties, meaning you can pay as much as you want, as early as you want. You can even make your payments online with QuickPay.

Auto Loan Options

Teachers works hard to find you the lowest lending rate, complete with terms that match your needs and budget.

New Car Loan Details

  • Repayment terms of up to 96 months*

  • Optional extended warranty available for purchase Optional GAP insurance available for purchase

Apply Now

Used Car Loan Details

  • Repayment terms of up to 84 months**

  • Optional extended warranty available for purchase

  • Optional GAP insurance available for purchase

Apply Now

Refinance Options

Already have a loan on your vehicle? We can help you find a better rate. Want to buy out your lease? We have loans for that too. Whether you need a new loan or want to refinance, our goal is to help you keep more of your money with the lowest possible interest rate and best possible terms.

New Auto Refinances

  • Must refinance for a minimum term of 24 months***.

  • New auto rates apply, depending on review of title and original purchase agreement / loan agreement.

  • To qualify as a new auto refinance, the vehicle must have been purchased as new, and the refinance must be completed within 12 months of the original purchase date.

Apply Now

Used Auto Refinances

  • Must refinance for a minimum term of 24 months***

Apply Now

* Must enroll in Teachers QuickPay and activate. Certain restrictions and other limitations may apply.

** [1] New Auto Loan.  Rates and terms accurate as of 10/1/2022. Rates and terms are subject to change without notice. All offers are subject to credit approval. For terms of 96 months; estimated monthly payment of $13.65 per $1,000 borrowed. Minimum auto loan is $30,000. Program subject to change without notice.

***Used/ Refinanced Auto Loan. Rates and terms are subject to change without notice. All offers are subject to credit approval. For term of 84 months; estimated monthly payment of $14.83 per $1,000 borrowed. Minimum auto loan is $10,000. Program subject to change without notice.

****Rates and terms are subject to credit review and approval requirements. To obtain a loan from Teachers, membership is required by opening a minimum $1 share savings account prior to loan closing.

How do I pay my TFCU bill?

The Bill Pay home screen is where you will add and edit payees, as well as Send Money to your specified payees. For Bill Pay support, please call 877-885-2362, or contact TFCU's Member Service Center at 405-732-0324.

How do I check my TFCU balance?

Simply call (405) 732-0324 or 1-800-456-4828 (select option 2) and use your TFCU account number and 4-digit Member Access Code to log on.

How do I skip a payment on TFCU?

Other options to fund the Skip-A-Payment include visiting a TFCU branch or CO-OP Shared Branch, mailing a signed Skip-A-Payment form with the $25 or calling (405) 732-0324,option 6, and funding the Primary Share Account over the phone for an additional $8 fee.

Does TFCU use Zelle?

It's easy — Zelle is already available within the Tinker Federal Credit Union mobile banking app! Check your app or sign-in online and follow a few simple steps to enroll with Zelle today.