Used motorcycles buy here pay here

Apply for Credit with Prime Motorcycles!

Looking to finance your motorcycle, ATV or UTV? Let Prime Motorcycles get you riding today.

No need to waste your whole Saturday filling out paperwork! We offer financing through our online application with finance professionals on staff to provide the most affordable payment options.

By filling out the secure online form, you'll help us start to create a personalized finance package for you. After that, we'll gather a bit more information so we can ensure you're getting the best possible deal. If you are unable to finish the full application process at this time, we may reach out to see how we can help!

Rest assured, we've put measures in place to ensure your loan application and identity are secure, confidential, and safe from identity theft. And we'll never provide your information to 3rd parties.

Owning a new or used powersport vehicle can be more affordable than you think. Let's get started today!

Buy Here Pay Here Inventory

We want to finance your future and not your past.  

Stonewall Harley-Davidson is proud to exclusively offer our credit-challenged customers a second chance at fulfilling their dream of motorcycle ownership. These motorcycles are available for our Buy Here Pay Here In-House Financing.  See your Stonewall Sales Associate for additional qualifiers for the program or call us at (540) 672-5550 for more information and to schedule your test ride

Clients must have the following to be eligible.

  • 1 year employment history
  • 1 year home ownership
  • Virginia state resident
  • Able to complete addition qualifying information.

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  • Price, if shown and unless otherwise noted, represents the Manufacturer's Suggested Retail Price (MSRP) and does not include government fees, taxes, dealer vehicle freight/preparation, dealer document preparation charges, labor, installation, or any finance charges (if applicable). MSRP and/or final actual sales price will vary depending on options or accessories selected; contact dealer for more details.

  • Images, where available, are presented as reasonable facsimiles of the offered unit and/or manufacturer stock images. Non-standard options or features may be represented. No guarantee of availability or inclusion of displayed options should be inferred; contact dealer for more details.

We are passionate motorcycle enthusiasts changing the way that riders buy motorcycles.

In an increasingly digital world, sometimes you need to get away, and we can help you do that.

We have the largest independently owned motorcycle inventory in the United States with over 1,000 motorcycles available for purchase.

We sell all Brands and all kinds, so regardless of what your 2 wheeled vice is, we've got it.

And you can enjoy peace of mind with your purchase as all of our motorcycles are inspected by factory trained technicians.

Check out our huge and constantly growing inventory and contact us with any questions. We look forward to serving you!

  • Get Financed!
  • Shop Our Motorcycles

Have bad credit but still want to buy and ride a motorcycle? We specialize in helping those with bad credit to get financed to buy a motorcycle anywhere in the continental United States.

If you have bad credit, then you know how some places will more or less laugh at you when you apply for financing to buy a motorcycle. We don't. We treat everyone with the respect they deserve regardless of your credit history and we work harder to make sure that you can get financed to buy a motorcycle from us. As an authorized Kawasaki motorcycle dealer and an authorized Yamaha motorcycle dealer, we offer the complete line of new motorcycles from both of these motorcycle manufacturers for sale at everyday low prices

We also offer a huge selection of fully certified used motorcycles for sale at prices that are lower than you will find anywhere else. As a used motorcycle dealer, we are not limited to just offering used Kawasaki or used Yamaha motorcycles. We offer used motorcycle in every style from all major motorcycle manufacturers. 

Because our new or used motorcycles are priced so low, when you get financed to buy a motorcycle with us, your monthly payments will also be low and affordable. There is a good possibility that you are considered to have bad credit because of past loans where the interest rate suddenly went up after a year or two and simply made your payments unaffordable for you. This helped to cause your current bad credit rating. We don't do that. We only offer fixed rate financing, even for those with bad credit or no credit. We want you to have the opportunity to not only buy a motorcycle with your current bad credit, but, we also want to see to it that you have the opportunity to once again have good credit. This can only happen when you have affordable payments on your motorcycle financing.

Can you make monthly payments on a motorcycle?

​Motorcycle Payment Plans Since most motorcycle buyers can't pay cash for their motorcycle, we have motorcycle payment plans for everyone. We have low fixed rate financing and can help you get a motorcycle payment plan that fits your budget to have you riding with low monthly payments.

What is a good credit score to buy a motorcycle?

To qualify for a loan, you will need to have good to excellent credit. According to Equifax, that means your score should be between 670 and 850. 5 If your credit score is below that range, you'll need to work with another lender.

What is the best site to buy used motorcycles?

Here Are the Best Places to Shop for Used Motorcycles.
eBay. This is where you will find the most variety of motorcycles. ... .
Craigslist. Like eBay, you don't even have to leave your house while shopping for used motorcycles on Craigslist. ... .
Classified ads. Rise up & Ride on. ... .
Dealerships..

Is it better to finance or pay cash for a motorcycle?

Borrowing money usually means paying interest and fees to your lender, making it more costly than if you had purchased your bike with cash. Used-motorcycle loans will come with higher interest rates than new-motorcycle loans.