I haven't been to Santa Cruz or any gold towns, so can't comment on those. However, I stayed in Monterey last Oct, and thought the area was beautiful. My husband attended a conference in Monterey, so that's why we stayed there. But after visiting Carmel during our stay, we decided that the next time we go to that area, we'd stay in Carmel instead. It's more our style, with it's elegant shops, art galleries and nice restaurants. And it's more romantic than Monterey which, IMHO, is more touristy in a cheesy kind of way.
Both places are great for walking, but in different ways. Monterey has a wonderful recreation trail that stretches along the coastline for miles. It's great for jogging, walking, biking and roller blading -- beautiful scenery along the route. There's also a downtown area, Fisherman's Wharf and Cannery Row -- the latter 2 being good for sea front bars and restaurants. I'll also say that Monterey is nice if you're traveling with kids because of the Aquarium and the really cool Dennis the Menace playground, both of which we visited with our then 18-month-old son.
Walking in Carmel reminded me of being in a European town with it's interesting storefronts, side streets and small nooks and crannies. I think there was even an Arcade there. The architecture is an odd but charming blend of English country, Spanish and California Coast. We dined at the Park Hyatt Carmel Highlands Inn which offered spectacular views of the rugged N. CA coast and great food.
Also, we never made it, but I hear Big Sur which is not far from Monterey/Carmel is very nice as well.
Highway 1 traces the edge of the continent for more than 700 miles, from the tiny town of Leggett in Mendocino County all the way to Dana Point in Orange County. But the stretch of road from Santa Cruz through Big Sur is arguably one of its most stunning, zig-zagging past rocky cliffs bashed by turquoise waves and the twisted silhouettes of Monterey cypress trees. Along the way, you’ll pass famous surf breaks, sweet cafés, and scenic beaches that practically beg you to pull over for a long stare. This is the stuff road trip dreams are made of, a route where you’ll want to pull over to catch a picture—and maybe a wave. Pack a bathing suit and a puffy jacket, and heed the call of the coast.
Stop one: Lighthouse Field State BeachStrolling, running or biking West Cliff Drive is a Santa Cruz staple. Watch surfers dance on the waves at Steamer Lane, then descend from the bluffs to put your toes in the sand. Distance to next stop: 1 mile
Stop two: The Picnic BasketJust off the Santa Cruz wharf and boardwalk, this friendly cafe serves breakfast burritos, yogurt
bowls, and fresh donuts filled with house-made preserves.
Next stop: 24 miles
Rent a kayak and spend a few hours paddling this marshy inlet off Monterey Bay, where sea lions sun on sandbars and otters romp right next to your boat. Next stop: 19 miles
Stop four: Alvardo Street Brewing CompanyIn the heart of Old Monterey, Alvardo serves upscale pub grub and more than 20 house beers. Grab lunch in the historic dining room or throw back a pint the outdoor beer garden. Next stop: 4 miles
Stop five: Scheid Vineyards Tasting RoomScheid owns 11 vineyards across 70 miles of the Salinas Valley and supplies grapes to various winemakers. Taste their own label, including rich Pinot Noir and juicy Chardonnay, in their Carmel-by-the-Sea tasting room. Next stop: 1 mile
Stop six: Carmel Mission BasilicaIn 1771, Spanish priest Junipero Serra established a mission in Carmel. Today, you can visit the restored parish, where museums showcase its history and Serra’s own cell. Next stop: 14 miles
One of the most iconic spots on Highway 1, Bixby Creek Bridge soars 260 feet above the ground in a graceful arch connecting Pacific cliffs. Pause for an Instagram shot, then drive on. Next stop: 16 miles
Stop eight: Pfeiffer BeachThere’s no shortage of breathtaking views in Big Sur, but Pfeiffer Beach offers one of the best, a crescent of purple-striped sand rimmed by rocky cliffs with the famous keyhole arch just offshore. Next stop: 3 miles
Stop nine: Big Sur BakeryThis cozy, laid-back restaurant delivers wood-fired pizzas and satisfying entrees like sea bass topped with wild fennel butter. Snag a seat on the patio, and be sure to save room for dessert. Next stop: 1 mile
Stop 10: NepentheNamed for a soothing drug from Homer’s Odyssey, this landmark restaurant opened in 1949 and has since welcomed visitors who come for a bite at the edge of the world. Grab a glass of wine, gather around the fire pit and marvel at a landscape that is at once brutal and serene. Next stop: 5 miles
Stop 11: Partington CoveStretch your legs with a two-mile round-trip hike to the dramatic waters of Partington Cove in Julia Pfeiffer Burns State Park, where you’ll also find a long tunnel carved into rock.