What is the savings rate for Tfcu?

Effective Date: November 16, 2022

Table of Contents Show

TFCU savings accounts offer reliability
Share / Savings
Command Fund
Premium Plus
Share Certificates
Christmas Club
SaveAbles Kids Club
Ready to get started?
What bank has the highest savings account rate?
Which credit union has the highest savings rate?
What is the interest rate at Tinker Federal Credit Union?
What is a good rate for a savings account?

Personal Accounts	Minimum Balance	Minimum Balance to Earn Interest	Rate	APY*	How to Apply
Checking	Rate$0	APR*$2,500	Payment/ $10000.05%	0.05%	Open
Savings	Rate$1	APR*$50	Payment/ $10000.10%	0.10%	Open
Youth Savings Account**	Rate$1	APR*$1	Payment/ $10002.96%	3.00%
Individual Retirement Account***	Rate$0	APR*$50	Payment/ $10000.10%	0.10%
Holiday Club	Rate$0	APR*$50	Payment/ $10000.10%	0.10%	Open
Vacation Club	Rate$0	APR*$50	Payment/ $10000.10%	0.10%	Open

Smart Checking****	Balance	Rate	APY*	How to Apply
Minimum $0	Rate$0 - $15,000	APR*1.98%	Payment/ $10002.00%	Open
Minimum $0	Rate$15,000.01+	APR*0.10%	Payment/ $10000.10%	Open

Tiered Money Market	Balance	Rate	APY*
Minimum $2,500	Rate$2,500 - $24,999	APR*0.50%	Payment/ $10000.50%
Minimum $25,000	Rate$25,000-$49,999	APR*1.00%	Payment/ $10001.00%
Minimum $50,000	Rate$50,000-$99,999	APR*1.00%	Payment/ $10001.00%
Minimum $100,000	Rate$100,000-$249,999	APR*1.49%	Payment/ $10001.50%
Minimum $250,000	Rate$250,000-$499,999	APR*1.59%	Payment/ $10001.60%
Minimum $500,000	Rate$500,000+	APR*1.59%	Payment/ $10001.60%

Business Money Market	Balance	Rate	APY*
Minimum $2,500	Rate$2,500 - $24,999	APR*0.10%	Payment/ $10000.10%
Minimum $25,000	Rate$25,000-$49,999	APR*0.10%	Payment/ $10000.10%
Minimum $50,000	Rate$50,000-$99,999	APR*0.10%	Payment/ $10000.10%
Minimum $100,000	Rate$100,000 - $249,999	APR*0.10%	Payment/ $10000.10%
Minimum $250,000	Rate$250,000 - $499,999	APR*0.10%	Payment/ $10000.10%
Minimum $500,000	Rate$500,000+	APR*0.10%	Payment/ $10000.10%

TFCU savings accounts offer reliability

TFCU can help you achieve your savings goals with these account options.

Basic savings account that establishes your TFCU membership.

$5 minimum deposit and balance.
Excellent rates.
Easy account access.

Command Fund

Insured money market account.

$2,000 minimum deposit and balance required.
Earns monthly dividends based on your daily balance.
No early withdrawal penalties.

Premium Plus

Tiered money market growth fund.

$10,000 minimum deposit and balance required.
Earns monthly dividends based on your average daily balance.
Higher annual percentage.

IRAs

The safe and secure way to save for retirement.

$5 minimum opening IRA Share deposit or $500 minimum opening IRA Certificate deposit.
IRA Certificates available from three to 60 months.
Tax deferred earnings.

The safe and secure way to save.

$1,000 minimum opening deposit.
Terms from three to 60 months.
Earns monthly dividends based on actual daily balance and term.

Christmas Club

Savings account for holidays & special events.

$5 minimum opening deposit.
$20 minimum monthly deposit.
Earns monthly dividends based on your average daily balance.

SaveAbles Kids Club

Special savings account for children.

$5 minimum deposit and balance.
Free gift with every deposit a child makes in person.

Savings accounts may be opened by members ages 0-15 with a parent or qualifying joint owner.

Ready to get started?

Resources

What bank has the highest savings account rate?

The top rate you can currently earn from a nationally available savings account is 3.85% annual percentage yield (APY), offered by CFG Bank. That's 16 times the FDIC's national average for savings accounts of 0.24% APY, and is just one of the top rates you can find in our rankings below.

Which credit union has the highest savings rate?

Best Credit Unions – November 2022.

State Employees' Credit Union, APY: 1.01%, Min. Balance: $25..

Navy Federal Credit Union, APY: 0.25%, Min. Balance: $5..

Alaska USA Federal Credit Union, APY: 0.10%, Min. Balance: $50..

Members 1st Federal Credit Union, APY: 0.10%, Min. ... .

America First Federal Credit Union, APY: 0.05%, Min..

What is the interest rate at Tinker Federal Credit Union?

3.50% APY*.

What is a good rate for a savings account?

The best savings account interest rates are around 2.00%. At a brick-and-mortar bank, you'll often find savings rates closer to the national average, which is currently 0.24%.