Where can I get cash back near me

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    with debit card purchase — no fee

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Get cash back at most grocery stores, gas stations and other retailers when you make a purchase with your debit card — there's no fee.

Easy. Just use your Discover Card at checkout and choose the amount of cash you would like to receive when prompted on the merchant terminal.

Cash at checkout transactions are limited by Discover to $120 every 24 hours with no monthly limit. Stores may impose their own cash at checkout limits. Please check with your local store.

Get cash back at stores that offer it when you use your Cash Card as a debit card. Just enter your PIN and choose a cash back amount.

Receiving cash back does count towards your ATM withdrawal limits.

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices.

1 Get fee-free transactions at any MoneyPass ATM in a 7-Eleven location or at any Allpoint or Visa Plus Alliance ATM. Otherwise, out-of-network ATM withdrawal fees may apply.

2 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month and Visa debit card activation. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See terms and conditions.

3 The retailer that receives your cash will be responsible to transfer the funds for deposit into your Chime Checking Account.

If you need cash while running errands, making an extra stop to withdraw money from the bank can add another chore to your to-do list.

Why not complete two tasks in one fell swoop? Use your debit card for the perfect way to get cash quickly. 

You can save both time and money by taking advantage of the option to get cash back when you are at the store or getting gas. Although there are some limits to the amount you can withdraw, you’ll no longer need to head to the bank after stocking up at the grocery store. 

Keep reading to find out more about these options that could save you money and make your life easier.

Table of Contents

  • Places to Get Cash Back From a Debit Card
    • 1. Grocery Stores
    • 2. Gas Stations
    • 3. Pharmacies
    • 4. Big Box Stores
  • Summary

Places to Get Cash Back From a Debit Card

Depending on your routine, you may be able to find a store that gives cash back when use your debit card while running your errands. 

We will take a closer look at the top five places that give you cash back when you use a debit card. 

1. Grocery Stores

Where can I get cash back near me

Since most of us visit the grocery store regularly, it can be the perfect opportunity to pull out cash, usually without a fee. Why not take advantage of that perk while shopping there?

How a Store Can Give You Cash Back Using a Debit Card

When you are checking out at a physical retailer, some offer the option to get cash back. With that, you can withdraw some money from your checking account by using your debit card. 

Typically, the withdrawal limits at the grocery store are less than at an ATM. But it is still a good option if you only need to withdraw a relatively small amount. 

Before you finish checking out, ask the cashier for cash back at the register. Once you have made the request, the cashier will include your cash back amount in the total sale price.

At that point, the bank will deduct the total sale price from your account, and you’ll leave the store with cash in hand. 

In most cases, physical retailers give you the option to withdraw cash without a fee. However, sometimes the store will require a fee or a minimum purchase amount before providing cash back. 

Also, most stores will allow you to complete a cash back transaction at the register. But some will ask that you only withdraw money at the customer service desk. 

Before you complete a cash back transaction, ask the cashier about the details. Make sure that you are comfortable with the terms before continuing.

Here’s a look at grocery stores that offer cash back opportunities:

  • Albertsons
  • Aldi
  • Winn-Dixie
  • Whole Foods
  • Food Lion
  • Giant Eagle
  • Trader Joe’s
  • ShopRite
  • Hannaford
  • Kroger
  • Safeway
  • Save Mart
  • Meijer
  • Publix
  • Walmart
  • Sam’s Club
  • Family Dollar
  • Dollar Tree

You might find that you have a cash back option at your regular errand spot with several grocery store options.

So if you don’t see your regular grocery store on the list, ask about cash back options the next time you check out. The cashier should be able to give you all the details you need. 

2. Gas Stations

Where can I get cash back near me

Gas stations are a great place to get cash back because you can find them almost anywhere. Whether you are out on a road trip or running errands around town, a gas station will not be too far off your path. 

However, in most cases, the withdrawal limit is very small. In fact, some locations might have a cap of just $10. At some gas stations, you may not be able to withdraw cash at all. Still, the cash back opportunities will vary based on the location. 

Here is a closer look at gas stations that offer cash back:

  • Valero
  • Conoco
  • Citgo
  • Circle K 
  • Texaco
  • Shell
  • Sunoco
  • Chevron
  • BP
  • Ampm
  • Marathon
  • Phillips 66
  • ExxonMobil
  • 7-Eleven

Although not every gas station will provide cash back at the register, many have ATMs on site. So it is usually possible to get cash through some medium at the gas station. However, fees and limits will vary. 

3. Pharmacies

Where can I get cash back near me

When you are picking up your wellness items at the pharmacy, you can usually get cash back as well. This location can be especially helpful if you feel under the weather and don’t want to make a second stop for cash. 

Here are a few of the pharmacy stores that offer cash back:

  • CVS
  • Walgreens
  • RiteAid

In some stores, you’ll need to check out at the front to take advantage of the cash back opportunity. Others will let you complete the cash back transaction at the pharmacy counter. If you aren’t sure, then take a second to ask the cashier. 

4. Big Box Stores

Where can I get cash back near me

Everyday shopping at grocery stores and pharmacies is not the only place to get cash back. Some big box stores will also allow you to get cash back at the register. 

At the big box stores, it is a good idea to ask about the cash back policy. You can avoid a surprise fee if you remember to ask. 

Here are big box stores that offer cash back:

  • Staples
  • Target
  • Kmart
  • Costco

As you are out and about, you can always ask if the store where you shop offers cash back. You might be surprised by the answer. 

Summary

With the help of your debit card to get cash back, you can eliminate extra trips to the bank and unnecessary fees. Since no one likes to waste time or money, this is a great opportunity to save both!

You can also save money by taking advantage of several of our favorite cash back sites. 

It’s possible to get some of your money back on your purchases by signing up for cash back options. A few of the most popular cashback sites include Rakuten, Ibotta, and BeFrugal. However, these are just the tip of the iceberg. 

Saving money on fees while withdrawing cash will never go out of style. Take a closer look at the stores listed to find out which ones will work best for you. Then try out some cashback opportunities to boost your savings even more. 

Can you get cash back at any ATM?

You can use your Cash Card to make ATM withdrawals with your Cash PIN at any ATM.

Does Iceland do cashback?

Get up to 12% of the price back with our Iceland cashback offers. Join for free and just shop with Iceland as normal.

Can you get cash back without buying something?

Yes, you can get cash back without buying something, by taking out a cash advance with your credit card at an ATM or a bank branch. A cash advance allows you to withdraw money against your card's credit limit, but it's a very costly transaction. Cash advance fees are about 3.84% of each transaction amount.

What stores offer cash back on card?

12 Stores That Do Cash Back On Credit Cards (Best Tips).
– Best Buy..
– Ikea..
– Costco..
– Bed Bath And Beyond..
– Apple..
– American Eagle..
– Athleta..
– The Home Depot..