It is very clear Paypal is telling you why it is holding your money for 180 days and if no dispute /reversal,then it will notify you after 180 days,how you want your money back. Show
say you have $100 in your account now heldup,if within 180 days,some one file a dispute or chargeback of $200 with their credit card issuer and you lost,then that $100 would be used to cover the disputed amount,but you will owe Paypal $100 plus $20 chargeback fee which Paypal expects you to pay/ what is there not to understand? I think you should stop using any payment processor from now on and deal in cash Ensure you get what you pay for with Buyer Protection.We’re looking out for you if something goes wrong, like getting two different coloured shoes. If your eligible PayPal purchase doesn’t go as planned, we’ll help you make it right with Buyer Protection. Create a PayPal account and start protecting your purchases. Sign Up for Free 1 Find what you’d like to buy and pay with PayPal. 2 Check for an estimated delivery date and wait for your item to arrive. 3 If it doesn’t arrive or is significantly different to how the seller described it, file a dispute. Shop with confidence.If your order is significantly different to the seller’s description or doesn’t arrive, you have 180 days to file a dispute. It could be that the event you bought a ticket for was cancelled, you didn’t receive everything you bought, or the item was defective, damaged or counterfeit. We can protect you for the full purchase price plus shipping costs, up to $20,000 per item. To help protect your purchase, make sure you:
See full details Buyer Protection takes care of your… Online purchasesIn case your item doesn’t match its description, is defective, or doesn’t turn up at all. IntangiblesIn case an event is cancelled, your hotel’s double-booked, or your download doesn’t download. But not your…Purchases of used or second-hand goods you pick up in person, real estate, motorised vehicles or industrial machinery. “If something doesn’t arrive, or arrives and isn’t what I bought, I’m eligible for my money back.”Play Video We’re here to help.If something does go wrong with an eligible purchase, simply file a dispute within 180 days. To do so, log in to your PayPal account and find the transaction in question in your Activity. Click on the transaction then Contact the seller, and follow the prompts. We’ll open up the lines of communication between you and the seller so you can decide together how to resolve the problem. If you can’t agree, escalate the dispute to a claim and we’ll determine an outcome for you. You must escalate it to a claim within 20 days of filing it, otherwise your dispute will automatically close. Found an unauthorised payment?If you’re charged for something you didn’t purchase, report it and change your password immediately. We’ll secure your account and investigate. Report an unauthorised transaction Seen something suspicious?We work hard to keep your information secure but there are some things you can do to stay safer online and identify phishing and scams more easily. More about staying safe online
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Can you get money back from PayPal after 180 days?What is PayPal's refund time limit? Transactions with a status of "Completed," "Pending" or "Cleared" are refundable within 180 days from the transaction date. After 180 days, you can send funds to a buyer in a new transaction with PayPal's standard Send Money function.
How long can you keep money in PayPal without accepting it?How long will PayPal hold your funds for? Your funds are usually held for up to of 21 days. However, there are several things you can do to expedite this timeline.
How long will my PayPal account be limited?If you don't provide the required information within 45 days from the date we request it, your account may be further limited on day 45. This day 45 restriction will prevent you from: Sending funds from, or receiving funds into your account. Removing bank or card information.
Does money in PayPal ever expire?Unclaimed transactions are automatically canceled after 30 days. Completed – The transaction was successful and the money is in the recipient's account.
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Can I use my PayPal after 180 days?
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