Best place to get a title loan

All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PT on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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We’ve researched the best online title loans that don’t require a store visit. This information will help you instantly apply for a title loan online while avoiding predatory lenders along the way.

These reputable title loan companies can fund car title loans online with no store visit normally within 24 hours. This can take place completely online and fast as long as you provide the necessary loan documents in a timely manner.

Our Top 3 Online Title Loan Choices

Contents

  • Our Top 3 Online Title Loan Choices
    • Max Cash Title Loans (Best Chance of Being Approved)
    • LoanCenter
    • LoanMart 
    • Check Into Cash (Payday Loan Alternative)
  • How Do Online Title Loans Work?
  • What’s Needed for an Online Title Loan?
  • How Much Cash Can You Get For a Title Loan?
  • Can You Get Online Title Loans No Store Visit?
  • Can You Get Title Loans Online Direct Deposit?
  • Where Can I Get An Online Title Loan From Direct Lenders?

Max Cash Title Loans (Best Chance of Being Approved)

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Best place to get a title loan
Max Cash A third-party company that has helped over 500,000 individuals and families in the United States find a title loan and counting! Rated as the top processor for online title loans by Consumer Affairs and works with many reliable direct lenders nationwide. They also have access to over 1,500+ title loan store locations, so you are sure to find a location near you. They service 46 states, have an excellent reputation for customer satisfaction, and best of all, their services are free.

It’s easy to see why Max Cash is our #1 recommended title loan company.

They are open 7 days a week and have extended hours from 6am – 9pm, so typically, you can get the funds you need the same day or within one business day. The amount you can get will vary by state but ranges from $100 to $50,000, depending on many factors. Factors such as your vehicle’s equity and ability to repay the title loan. Bad credit score? Not a problem. They work with more lenders than anyone else in the US, so you’ll have multiple options to choose from.

By comparing your title loan options, they can help you get the lowest possible interest rate and loan terms that work for best you. Get an instant phone decision by calling 1-887-544-0190 or applying for a car title loan online below.

Before You Apply

  • Title loan minimum amount: $100
  • Title loan maximum amount: $50,000
  • Must be at least 18 years old
  • Available in 46 states

Best Features

  • Best odds for being approved
  • A bank account is not required
  • Multiple ways to receive your funds
  • Compare rates
  • Works with many lenders
  • Same-day turnaround time

Best place to get a title loan

LoanCenter

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Best place to get a title loan
LoanCenter is an online direct lender that offers title loan rates lower than most companies and is one of the best financial institutions you can go through. Their headquarters are in Los Angeles, but they serve customers within the eight states listed below. They provide multiple products and services, including auto title, pink slip, and auto financing loans.

They offer an online application form for car title loans, and pre-approval is done over the phone. They also have stores and partner locations in different areas for easy access. This company will also let you keep your car during the duration of your title loan.

Depending on your state, you can borrow up to $50,000 with loan terms up to 48 months, keeping your monthly payments low. There is no pre-payment penalty with LoanCenter so you can pay off the car title loan whenever you like. The amount you can borrow and the interest rate depend on your vehicle value and ability to repay the loan. Loan Center also offers a refinance program and will buy out an existing car title loan.

Before You Apply

  • Title loan min amount: $1,750
  • Title loan max amount: $25,000
  • Min Income Level: $1,500/month
  • Minimum Black Book Value: $2000
  • Available in: Arizona, Georgia, Idaho, Missouri, New Mexico, Ohio, South Carolina, Texas, Utah

Best Features

  • Direct Lender
  • Loan terms up to 48 months
  • No Pre payment penalties
  • Good Payment

Best place to get a title loan

LoanMart 

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Best place to get a title loan
LoanMart connects consumers with a title loan they need when they need it. They have been able to service over 250,000 customers with title loans since 2002. The company has a 4.5 rating on ConsumerAffairs and is known for its great customer service.

Applying for title loans online with no store visit only takes a few minutes. If you complete the online loan application before noon, you can have the money you need by 4pm that day. LoanMart offers three different payment options for consumers wanting a title loan.

They can transfer the funds for a car title loan through direct deposit into your checking account or send you a check or a Money Gram. You also have an option to pick up your cash at a local store after you are approved online.

Before You Apply

  • Min Amount For Title Loan: $1,000
  • Max Amount For Title Loan: $25,000
  • Vehicle value of at least $1,500
  • Must be at least 18 years old
  • Available in Alabama, Arizona, Idaho, Missouri and New Mexico

Best Features

  • Call before noon and have cash by 4pm
  • Payoff anytime
  • Mobile app available
  • High approval rates

Best place to get a title loan

Check Into Cash (Payday Loan Alternative)

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Check Into Cash is a well-known store offering different lending products and services. The approval process for getting a payday loan is simple by using their application form. The amount you can borrow will depend on a few factors. This includes the state you live in, the personal loan amount you are seeking and your ability to repay the loan. In some states, Check Into Cash can give you up to $1,000 and still offer competitive rates on personal loans.

The company currently offers payday loans in : Alabama, Arizona, California, Idaho, Illinois, Georgia, Kansas, Louisiana, Mississippi, Missouri, New Mexico, Tennessee, Texas, Virginia, and Wisconsin.

How Do Online Title Loans Work?

Car title loans online are considered secured loans. It’s a way to borrow money using your car title as collateral while still being able to use your car. It’s the same as going into a car title loan store to get a personal loan but from the comfort of your own home. The difference is you supply the company with the required documents they need via text or email. At this point, the company will send a mobile notary to you for the final document signing without you leaving your home. We encourage consumers to pay early and use title loans as a short term financial solution.

What’s Needed for an Online Title Loan?

To get approved, you’ll need certain documents and personal information to meet the requirements for getting a title loan. Each licensed lender is different, but for the most part, they all require the same basic information. Items that are typically asked for:

  1. Proof of Address
  2. Proof of Income
  3. Insurance
  4. Vehicle’s Title
  5. VIN of the Vehicle
  6. Valid Government Issued ID
  7. Photos of Your Vehicle

It’s important to note that different states have different lending amounts and may require specific minimum vehicle values. Lower-value vehicles may require established credit, even a small title loan. Lenders’ credit criteria vary, but credit difficulties are okay; several lenders don’t run a credit check on your credit history, but other lenders may for final approval.

To get approved for a car title loan, the borrower must be 18 years old and own the car outright or at least have plenty of equity in the car. There cannot be a lien against the vehicle’s title, and you can not be in bankruptcy.

How Much Cash Can You Get For a Title Loan?

Normally you can get between 25% to 60% of the value of your car. The average amount for title loans varies from a small amount of $100 up to larger loan amounts of $10,000. Depending on your vehicle model and credit score, the maximum loan amount can be as high as $50,000 for a title loan.

Can You Get Online Title Loans No Store Visit?

Store visits are no longer necessary. Getting title loans online with no store visit is more common nowadays. Applying for car title loans with no store visit saves people the hassle have having to drive around. The application process for an auto title loan can be done online or on your mobile phone. You’ll be able to receive your money through direct deposit or you can choose to receive a MoneyGram. You can get cash wherever MoneyGram’s are accepted, such as your local Walmart.

Can You Get Title Loans Online Direct Deposit?

Yes, most online title loans offer direct deposit. The top 3 companies we recommend above offer direct deposit for customers who get a car title loan.

Where Can I Get An Online Title Loan From Direct Lenders?

A common question is whether you can get instant online title loans through a direct lender. If you would like to go through a direct lender to get a title loan with no store visit, we recommend you contact Loan Center. They are our recommended choice for anyone looking for a direct lender who offers online title loans.

What is the highest title loan you can get?

How much can you borrow with a title loan? You can usually borrow 25% to 50% of the value of the car. According to the FTC, the average loan amount is $100 to $5,500, but some lenders allow you to borrow up to $10,000, and even more. Once you're approved for a loan, you'll give the lender the title to your car.

What is the downside to a title loan?

Disadvantages of Car Title Loans Car title loans often carry high-interest rates. In some cases, these rates are significantly higher than credit card rates, and may even exceed 100 percent. While a few states have laws that prohibit exorbitant interest rates, many do not.

What do you need for a title loan in Louisiana?

What do I need to apply for a title loan?.
Address..
Phone number..
Clear title in your name..
Valid, government-issued ID..
Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source..

Does Wyoming do title loans?

Who can Get Wyoming Auto Title Loans? Any legal adult with a car title in their name, valid ID proof, and stable income proof can qualify for a title loan even if they have a bad credit score1. These are ideal for people who need immediate help to overcome their unexpected financial problems.