How to pay Airbnb without credit card

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How-to

Guest

Airbnb supports different payment methods, depending on the country your payment account is located in.

We'll show you which payment methods are available on the checkout page, after you select your country.

In this article

  • Payment options available in most countries
  • Payment options available in certain countries

Payment options available in most countries

  • Visa, MasterCard, Amex, JCB and debit cards that can be processed as credit cards
  • Apple Pay
  • Google Pay
  • PayPal

Payment options available in certain countries

Brazil

  • Aura for Brazil
  • Elo for Brazil
  • Hipercard for Brazil

China

  • Alipay for Mainland China
  • WeChat Pay for Mainland China

India

  • PayU for India

Italy

  • Postepay for Italy

Germany

  • Sofort Überweisung for Germany

Netherlands

  • iDEAL for the Netherlands

United States

  • Discover

Offline or cash payments are a violation of our Terms of Service and can result in removal from Airbnb. Off-site payments make it harder for us to protect your information, and put you at greater risk of fraud and other security issues.

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  • Paying for your trip

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  • Guest

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How to pay Airbnb without credit card

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Are you having a hard time finding Airbnb payment answers? The last thing you want is an unexpected charge on your credit card. In this Airbnb when do you pay article we will cover all questions from Airbnb payment methods to how much Airbnb charges.

For Airbnb guests, your payment is collected once the host accepts your reservation request or you book a reservation with instant booking.

For Airbnb hosts, your payment is held for 24 hours after your guest’s check-in. This is to confirm your listing is as expected or there isn’t any discrepancy with your guest.

Now let’s get to some of the most commonly asked questions out there.

TABLE OF CONTENT

  1. How To Pay For Airbnb
  2. How To Change Airbnb Method
  3. What Are Airbnb Payment Options
  4. When Does Airbnb Charge You
  5. How Much Does Airbnb Charge Hosts
  6. How Much Does Airbnb Charge Guests
  7. How Much Does Airbnb Take
  8. FAQ – Frequently Asked Questions
How to pay Airbnb without credit card

How To Pay For Airbnb

The most common Airbnb payment options are Visa, Amex, Mastercard, JCB, Debit Cards, Google Pay, Apple Pay, and Paypal. Additionally, you can pay with gift cards and coupons.

Each country may accept different methods of payment which will be available on the Airbnb checkout page.

1. Pick Your Location, Booking Date, and Number of Guests

Choose the Airbnb you want to book, set the date and number of guests. Then click reserve.

How to pay Airbnb without credit card

2. Choose How To Pay For Your Airbnb Booking

Under choose how to pay, you will have two options. You can pay in full or pay 50% which is only available for bookings further than 14 days out.

Pay in full means you pay 100% of the total cost at the time of booking.

When you choose to pay part now, part later. You pay 50% upfront at the time of booking and the other 50% later. Airbnb will notify you when you’re final payment is due.

As for this example, under the pay part now, and part later, Airbnb notified me that my final payment of $546.94 is due Sep 1 when my booking is for Sept 16-18.

How to pay Airbnb without credit card

3. Choose Your Airbnb Payment Method

You will have the option of using an existing payment method or adding a new payment method.

The most popular Airbnb payment methods include Visa, Amex, Mastercard, JCB, Debit Cards, Google Pay, Apple Pay, and Paypal.

Under pay with, you will notice a drop-down menu. When you click on it, you will have the option of choosing an existing payment method or adding a new payment method.

How to pay Airbnb without credit card
How to pay Airbnb without credit card

4. Confirm All The Details Are Right and Pay

The final step is to check over the details. Make sure your dates are right, you like the cleaning/service fee, cancellation policy, price, etc.

At the bottom click on confirm and pay Airbnb. You are all set!

How to pay Airbnb without credit card

How To Change Airbnb Payment Method On A Computer

On your computer, under the Payments & Payouts section, you can add, change, set a default, or remove a previous Airbnb payment method. Let’s get started.

1. Click On Your Profile Picture And Scroll Down To Account

On your computer, visit Airbnb.com and click on your profile picture in the top right corner. A drop-down menu will appear. Scroll down until you find Account and click on it.

How to pay Airbnb without credit card
How to pay Airbnb without credit card

2. Under The Account Section, Click On Payments & Payouts

Under the Account section on the right side, you will see the Payments & payouts. Click on it.

How to pay Airbnb without credit card

3. Add, Set Default, Change, or Remove Your Airbnb Payment Method

Once you are in the Payments & Payouts section, you will be able to add, set a default, edit, or remove an Airbnb payment method.

How to pay Airbnb without credit card

Click the three dots on the right side to change, remove or set a new default Airbnb payment method.

How to pay Airbnb without credit card

At the bottom, click on the add payment method button to add a new payment method.

How to pay Airbnb without credit card
How to pay Airbnb without credit card

4. Using A Gift Card or Coupon As Your Airbnb Payment Method

The last two options you will have is to use an Airbnb gift card or apply a coupon as your Airbnb payment method. When you qualify for Airbnb Superhost status, Airbnb will send you a $100 USD gift certificate each year.

How to pay Airbnb without credit card

How To Change Airbnb Payment Methods On Your Phone

On your phone, under the payments & payouts section, you are able to add, remove, or change your Airbnb payment method. Furthermore, you can add a gift card or coupon.

1. Click On Your Profile At The Bottom Right

On your phone, open your Airbnb app and sign in. Click on your profile at the bottom right of your home screen.

How to pay Airbnb without credit card

2. Under Account Settings, Click On Payments and Payouts

Within the account settings, near the top, click on Payments and payouts.

How to pay Airbnb without credit card

3. Under Payments & Payouts, Click on Payment Methods or Credits & Coupons

Within Payments & Payouts, click on Payment methods to add or remove your payment options. If you have a gift card or coupon to use, the credits & coupons section will be where you add them.

How to pay Airbnb without credit card

4. Add or Edit Your Airbnb Payment Method

To add an Airbnb payment method on your phone, click on the add payment method at the bottom. You will notice the default method under one of the payment options.

How to pay Airbnb without credit card

Once you clicked on the add payment method, you will have the ability to add a credit card, debit card, or PayPal. These options will vary depending on where you live.

How to pay Airbnb without credit card
How to pay Airbnb without credit card

5. Setting A Default Or Delete An Existing Airbnb Payment Method

To delete or set a default payment method, click on the arrow on the right side. Once you have more than one payment option you can change the default payment.

On some phones, the arrow icon will be a three-dot icon.

How to pay Airbnb without credit card
How to pay Airbnb without credit card

What Are Airbnb Payment Options

Airbnb payment options are ways you can pay for your Airbnb booking. In most countries your Airbnb payment options include:

  1. Credit Cards – Mastercard, Visa, Amex, Debit Credit Cards, JCB
  2. Apple Pay
  3. Google Pay
  4. PayPal

Specific Country Airbnb Payment Options Include:

  1. Brazil – Aura, Hipercard, Elo
  2. China – Alipay, WeChat Pay
  3. USA – Discover
  4. India – PayU
  5. Germany – Sofort Uberweisung
  6. Italy – Postepay
  7. Netherland – iDEAL

For further information check out Airbnb payments.

When Does Airbnb Charge You

For Airbnb guests, your payment is collected once the host accepts your reservation request or you book a reservation with instant booking.

This charge can be in full payment or if you are more than 14 days out from your booking date you will have the option of choosing to pay 50% now and 50% later.

The final 50% payment will be determined by Airbnb and included in the checkout details and your trip details after you book.

For non Instant Bookings, you will be charged as soon as the host accepts the booking. If they deny your booking request you will not be charged.

How to pay Airbnb without credit card

How Much Does Airbnb Charge Hosts

Airbnb charges hosts a service fee of 3% of the booking subtotal. The subtotal is the nightly rate, cleaning fee, and extra guest fee added together.

How Much Does Airbnb Charge Guests

Airbnb charges guests a service fee on average of 14% of the booking subtotal.

How to pay Airbnb without credit card

For more information check out Airbnb fee breakdown.

How Much Does Airbnb Take

Airbnb takes a total of 17-20% service fee. This includes a fee from both hosts and guests.

FAQ – Frequently Asked Questions

  • How To Split Payment on Airbnb?
  • Do You Have To Pay Upfront for Airbnb?
  • How To Pay For Airbnb Without A Credit Card?
  • How Long Do Airbnb Refunds Take?
  • Does Airbnb Accept Afterpay?
  • Can You Use Debit Cards For Airbnb?
  • Does Airbnb Accept PayPal?

How To Split Payment on Airbnb

You are not able to split payments on Airbnb with multiple guests. As of 2018, Airbnb no longer lets you split or share a payment between guests or multiple credit cards.

It was offered until 2018 and then discontinued. The reason Airbnb split payments was canceled is due to the hosting community.

Airbnb guests would book an Airbnb and split the payment among many other guests. When one guest didn’t pay on time then the booking would be canceled.

This blocked off the host calendar preventing them from receiving other bookings which made the hosting community upset and put pressure on Airbnb to ultimately cancel the program in 2018.

Do You Have To Pay Upfront For Airbnb

You don’t have to pay the full Airbnb payment upfront. If you book your Airbnb 14 days or more in advance, you can choose to pay 50% upfront at the time of booking and the other 50% closer to your check-in date.

Do You Need A Credit Card For Airbnb

You are not able to pay for Airbnb without a credit card on the app or website. This is due to security and insurance reasons. However, if you do have cash, you are able to purchase a prepaid credit card and use that for your Airbnb bookings.

How Long Do Airbnb Refunds Take

Airbnb refunds take between 5-10 business days for the full refund. On average you will receive your full Airbnb refund within 7 days.

For more information check out Airbnb refund article.

Does Airbnb Accept Afterpay

As of 2022, Airbnb does not accept Afterpay as a payment method

Can You Use Debit Cards For Airbnb

You can use debit cards as a payment method for booking an Airbnb.

Does Airbnb Accept PayPal

Airbnb accepts PayPal as a payment method if you are a guest and as a payout method if you are a host.

What Is The Airbnb Resolution Center?

How To Change Your Airbnb Password

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Final Thoughts

The purpose of this article is to inform you about Airbnb payments. Nobody likes to be surprised by an unexpected credit card charge that puts them over for the month.

If you were ever wondering about payment questions, now you have the answers.

What payment methods does Airbnb accept?

Payment options available in most countries.
Visa, MasterCard, Amex, JCB, and debit cards that can be processed as credit cards..
Apple Pay..
Google Pay..
PayPal..

Can I pay cash on Airbnb?

What do you do if Your Airbnb Guest Wants to Pay Cash? Paying cash for an Airbnb is strictly prohibited in their terms of service. In fact, it is not allowed to accept any kind of payment outside of Airbnb's system at all.

How do I manually pay on Airbnb?

Go to Trips and select the trip that you want to change..
Under What you've booked, select your reservation..
Under Payment details, tap Get receipts and manage payments..
In Your payment details, go to Scheduled payments and tap Update payment details..
Update your payment method and select when you want to pay..
Tap Submit..

Can I pay for Airbnb with debit card?

You'll find a payment plan option at checkout if your reservation meets the following criteria: You're paying with a credit card, debit card, PayPal, Apple Pay, Google Pay, or Airbnb credits.