Buy here pay here Scranton, PA

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  Table of Contents Show

  • BHPH Cars and Trucks
  • Post-Bankruptcy Car Buying in Scranton
  • Down Payment Recommendations
  • The Right Payment
  • Used/Buy Here Pay Here Car Lots – Scranton

• Address: Scranton, PA

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Jadta Fine Cars

1501 Cedar Avenue, Scranton, PA

We specialize in financing for all credit tiers.

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Jadta

1501 Cedar Avenue, Scranton, PA

We specialize in financing for all credit tiers.

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Moletsky's Auto Sales

257 West Avenue, Scranton, PA

From good credit to bad credit, we have you covered. Our finance department specializes in easy auto financing for all credit ratings.

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Route 6 Autos

1219 Scranton Carbondale Highway, Scranton, PA

Churilla Auto Sales

300 N Keyser Ave, Scranton, PA

We strive for 100% Credit Approval for all types of credit, Let us be your first and last stop for all your future Vehicle needs.

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Trying to get approved for financing despite bad credit or bankruptcy? Generally speaking, banks do not take on individuals who have bad credit. Not to worry. We do. We can boast an extensive network of dealers in Scranton who work with poor credit. Whenever you submit your application, we connect you with a dealer you can trust.

BHPH Cars and Trucks

Typically, your income will dictate which vehicles you’re free to finance. You won’t be financing a new car or truck. No, more often than not you will be comparing vehicles a few years old. It is better to leave your ego at home. All that you absolutely need is a trustworthy way of getting from point A to point B, which is what these dealerships will sell you.

Post-Bankruptcy Car Buying in Scranton

Has your credit endured a serious issue like bankruptcy or repossession? These can make it challenging to finance a car, yes, but it isn’t hopeless. Most likely the most significant downside you will be up against is the annual percentage rate. An annual percentage rate of more than 20% is common for consumers who’ve got bankruptcies or repossessions on their credit histories. To help minimize the interest you end up getting charged, you’ll want to opt for a cheap vehicle coupled with a short repayment term of at most 4 years.

Down Payment Recommendations

Almost all poor credit car dealers do charge a down payment of some sort. Sometimes it is only $99, or just a percentage of the vehicle’s price. Fortunately, you’ll find there are advantages to a down payment. It reduces the amount you have to borrow, and as a consequence your monthly payment and total interest paid. The majority of lenders would like you to supply a 10% down payment, though a lesser amount may well be sufficient. Keep in mind that you can put the money from trading in your old vehicle toward your down payment.

The Right Payment

Did you know that there are monthly payment recommendations? Recall this figure: 10%. This is the maximum amount of your monthly income that ought to be set aside for a car payment. For example, you earn 3840 each month. Given this income, you should have a finance payment of $384 or less.

Used/Buy Here Pay Here Car Lots – Scranton